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Armenia",17,"2026-08-22T11:39:56.000000Z",{"id":204,"name":276,"slug":277,"website":278,"email":279,"phone":280,"license_number":281,"horizontal_logo":282,"square_logo":283,"branches_count":273,"atms_count":284,"products_count":285,"products_counts":286,"google_profile":288},"Evocabank","evocabank","https:\u002F\u002Fwww.evoca.am\u002Fen","hello@evoca.am","+374 10 60 55 55, 8444","27","\u002Fcontent\u002Fuploads\u002Fbanks\u002Fhorizontal\u002Fec3f0cee5a8b6152a8d7aba835ac0f24.webp","\u002Fcontent\u002Fuploads\u002Fbanks\u002Fsquare\u002F7485f49aad7c35397632a0c6d79546ac.svg",110,183,{"credits":152,"deposits":287,"cards":204,"mortgages":165},150,{"id":248,"provider":74,"provider_place_id":289,"provider_url":290,"display_name":291,"formatted_address":292,"rating":293,"review_count":294,"fetched_at":295},"ChIJ0TpwyfC8akAROfrLFriQEh4","https:\u002F\u002Fmaps.google.com\u002F?cid=2166953491049478713&g_mp=CiVnb29nbGUubWFwcy5wbGFjZXMudjEuUGxhY2VzLkdldFBsYWNlEAIYBCAA","Evocabank Head 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Armenia",3.1,77,"2026-08-22T11:40:00.000000Z",{"id":142,"name":319,"slug":320,"website":321,"email":322,"phone":323,"license_number":324,"horizontal_logo":325,"square_logo":326,"branches_count":327,"atms_count":328,"products_count":229,"products_counts":329,"google_profile":330},"Inecobank","inecobank","https:\u002F\u002Fwww.inecobank.am\u002F","inecobank@inecobank.am","+374 10 510 510","68","\u002Fcontent\u002Fuploads\u002Fbanks\u002Fhorizontal\u002F70590e7a6942776a7084c0c92be2806f.svg","\u002Fcontent\u002Fuploads\u002Fbanks\u002Fsquare\u002F1e0777c528295997caea675b3402542a.svg",23,61,{"credits":83,"deposits":207,"cards":208,"mortgages":309},{"id":143,"provider":74,"provider_place_id":331,"provider_url":332,"display_name":333,"formatted_address":334,"rating":293,"review_count":104,"fetched_at":335},"ChIJjQYZ6eS8akARiJSeZwAgclg","https:\u002F\u002Fmaps.google.com\u002F?cid=6373191608793207944&g_mp=CiVnb29nbGUubWFwcy5wbGFjZXMudjEuUGxhY2VzLkdldFBsYWNlEAIYBCAA","Inecobank CJSC","17 Tumanyan St, Yerevan 0001, Armenia","2026-08-22T11:40:02.000000Z",{"id":165,"name":337,"slug":338,"website":339,"email":340,"phone":341,"license_number":342,"horizontal_logo":343,"square_logo":344,"branches_count":345,"atms_count":205,"products_count":346,"products_counts":347,"google_profile":349},"Unibank","unibank","https:\u002F\u002Fwww.unibank.am\u002Fen\u002F","unibank@unibank.am","+374 10 71 22 22, +374 10 59 55 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(Armenia)","vtb-bank-armenia","https:\u002F\u002Fwww.vtb.am\u002F","headoffice@vtb.am","8787, +374 8000 87 87, +374 10 51 37 49","64","\u002Fcontent\u002Fuploads\u002Fbanks\u002Fhorizontal\u002Fa19b7b3bdbfb3eefeb3893ebe663d583.svg","\u002Fcontent\u002Fuploads\u002Fbanks\u002Fsquare\u002Ff4e26dd72a134e7b441c9efec7d31d11.svg",54,181,174,{"credits":121,"deposits":369,"cards":5,"mortgages":83},168,{"id":142,"provider":74,"provider_place_id":371,"provider_url":372,"display_name":357,"formatted_address":373,"rating":374,"review_count":165,"fetched_at":375},"ChIJR3OEt7S8akARgIROvHXqTIo","https:\u002F\u002Fmaps.google.com\u002F?cid=9965597866855400576&g_mp=CiVnb29nbGUubWFwcy5wbGFjZXMudjEuUGxhY2VzLkdldFBsYWNlEAIYBCAA","1, 95 Badal Muradian St, Yerevan, Armenia",3.6,"2026-08-22T11:40:09.000000Z",{"id":6,"name":377,"slug":378,"website":379,"email":380,"phone":381,"license_number":382,"horizontal_logo":383,"square_logo":384,"branches_count":385,"atms_count":386,"products_count":387,"products_counts":388,"google_profile":389},"Fast Bank","fast-bank","https:\u002F\u002Fwww.fastbank.am\u002F","fastcare@fcc.am","+374 10 51 00 00, +374 43 51 00 03","87","\u002Fcontent\u002Fuploads\u002Fbanks\u002Fhorizontal\u002F3cf51ae5cd888598356e7fe5b1d57e7d.svg","\u002Fcontent\u002Fuploads\u002Fbanks\u002Fsquare\u002F0972e17d814615448a970c2173d71c64.svg",41,40,55,{"credits":121,"deposits":43,"cards":217,"mortgages":248},{"id":165,"provider":74,"provider_place_id":390,"provider_url":391,"display_name":377,"formatted_address":392,"rating":393,"review_count":71,"fetched_at":394},"ChIJZQSKzj-9akARsEFyPy0wuBA","https:\u002F\u002Fmaps.google.com\u002F?cid=1204765871217721776&g_mp=CiVnb29nbGUubWFwcy5wbGFjZXMudjEuUGxhY2VzLkdldFBsYWNlEAIYBCAA","ՀՀ, ք, 1\u002F4 Marshal Baghramyan Ave, Yerevan 0019, Armenia",2.5,"2026-08-22T11:40:12.000000Z",{"id":309,"name":396,"slug":397,"website":398,"email":399,"phone":400,"license_number":401,"horizontal_logo":402,"square_logo":403,"branches_count":56,"atms_count":5,"products_count":138,"products_counts":404,"google_profile":406},"Mellat Bank","mellat-bank","https:\u002F\u002Fmellatbank.am\u002Fhy","mellat@mellatbank.am","+374 60 38 88 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Previous",{"url":413,"label":158,"active":3},{"url":414,"label":421,"active":7},"Next »","https:\u002F\u002Fafm.am\u002Fapi\u002Fv2\u002Fbanks",999,{"items":425,"total":165,"stats":706},[426,461,484,505,522,543,560,577,592,608,622,636,651,668,682,697],{"id":120,"programId":152,"programName":427,"programUrl":428,"programRequirements":428,"canCreditBeUsedForRefinancing":7,"minAnnualRateInLocalCurrency":208,"maxAnnualRateInLocalCurrency":143,"minAnnualRateInCurrency":414,"maxAnnualRateInCurrency":414,"minEffectiveRateInLocalCurrency":5,"maxEffectiveRateInLocalCurrency":143,"minEffectiveRateInCurrency":414,"maxEffectiveRateInCurrency":414,"minAmountInLocalCurrency":429,"maxAmountInLocalCurrency":430,"minAmountInCurrency":414,"maxAmountInCurrency":414,"minLoanTermYears":208,"maxLoanTermYears":208,"minDownPayment":56,"minApplicantAgeAtApplicationYears":6,"maxApplicantAgeAtLoanEndYears":140,"isPropertyInsuranceRequired":7,"isLifeInsuranceRequired":7,"isTitleInsuranceRequired":7,"isAvailableForNonResidents":7,"bankLogo":283,"bankName":276,"bankUrl":278,"currenciesAvailable":431,"repaymentType":440,"cliType":441,"mortgageName":442,"mortgageDescription":443,"bankProductPageUrl":444,"clickoutUrl":445,"additionalConditionsAndInformationForLoanPurpose":428,"floatingRateCalculationInLocalCurrency":446,"floatingRateCalculationInCurrency":428,"additionalAgeConditions":428,"insuranceConditions":428,"documentsRequiredForApplication":447,"documentsRequiredAfterApproval":428,"borrowerWorkExperienceRequirements":428,"earlyRepaymentConditions":448,"additionalConditions":449,"conditionsForNonResidents":428,"commissionRequestReview":428,"commissionCreditDepositInLocalCurrency":428,"commissionLoanMaintenance":428,"otherCommissions":428,"feePropertyEvaluation":450,"feeNotarySupport":451,"feeCadastreServices":428,"feeUnifiedCertificate":428,"feeOtherExpenses":452,"creditToCollateralRatio":428,"collateralItem":453,"decisionValidityPeriod":454,"purposes":455,"immoTypes":460},"State 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\u003Cbr> Social card \u003Cbr> Marriage certificate \u003Cbr> Children's birth certificate \u003Cbr> Salary information from the place of work \u003Cbr> in case of self–employment - a certificate of registration in the State Register \u003Cbr> Taxpayer's number \u003Cbr> An assessment report on the acquired property, a certificate of ownership of the property being sold or renovated, \u003Cbr> Grounds for the purchase of real estate for sale, \u003Cbr> documents required by the bank","Early repayment is not subject to any penalties.","The amount of the allowance for each family member is determined based on the place of residence chosen by the beneficiary family for the implementation of the certificate.","10 000-150 000 AMD","10 000-30 000 AMD","Pledge registration fees for real estate registration starting from 26 400 AMD, \u003Cbr> In the case of rights registration under a tripartite agreement starting from 71 400 AMD, \u003Cbr> Pledge property insurance 0,15% - 2,5% of the loan balance","Acquired property \u003Cbr> Additional real estate","2 banking days",[456,457,458,459],"New Build","Secondary 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collateral",[456,457],[456,457],{"id":142,"programId":217,"programName":506,"programUrl":428,"programRequirements":428,"canCreditBeUsedForRefinancing":7,"minAnnualRateInLocalCurrency":143,"maxAnnualRateInLocalCurrency":143,"minAnnualRateInCurrency":414,"maxAnnualRateInCurrency":414,"minEffectiveRateInLocalCurrency":143,"maxEffectiveRateInLocalCurrency":143,"minEffectiveRateInCurrency":414,"maxEffectiveRateInCurrency":414,"minAmountInLocalCurrency":507,"maxAmountInLocalCurrency":508,"minAmountInCurrency":414,"maxAmountInCurrency":414,"minLoanTermYears":152,"maxLoanTermYears":152,"minDownPayment":5,"minApplicantAgeAtApplicationYears":6,"maxApplicantAgeAtLoanEndYears":140,"isPropertyInsuranceRequired":7,"isLifeInsuranceRequired":7,"isTitleInsuranceRequired":7,"isAvailableForNonResidents":7,"bankLogo":283,"bankName":276,"bankUrl":278,"currenciesAvailable":509,"repaymentType":440,"cliType":441,"mortgageName":514,"mortgageDescription":515,"bankProductPageUrl":516,"clickoutUrl":517,"additionalConditionsAndInformationForLoanPurpose":428,"floatingRateCalculationInLocalCurrency":428,"floatingRateCalculationInCurrency":428,"additionalAgeConditions":428,"insuranceConditions":428,"documentsRequiredForApplication":447,"documentsRequiredAfterApproval":428,"borrowerWorkExperienceRequirements":428,"earlyRepaymentConditions":448,"additionalConditions":428,"conditionsForNonResidents":428,"commissionRequestReview":428,"commissionCreditDepositInLocalCurrency":428,"commissionLoanMaintenance":428,"otherCommissions":428,"feePropertyEvaluation":450,"feeNotarySupport":451,"feeCadastreServices":428,"feeUnifiedCertificate":428,"feeOtherExpenses":452,"creditToCollateralRatio":428,"collateralItem":518,"decisionValidityPeriod":454,"purposes":519,"immoTypes":521},"Not 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property",[520],"Renovation",[520],{"id":175,"programId":217,"programName":506,"programUrl":428,"programRequirements":428,"canCreditBeUsedForRefinancing":7,"minAnnualRateInLocalCurrency":120,"maxAnnualRateInLocalCurrency":273,"minAnnualRateInCurrency":414,"maxAnnualRateInCurrency":414,"minEffectiveRateInLocalCurrency":523,"maxEffectiveRateInLocalCurrency":524,"minEffectiveRateInCurrency":414,"maxEffectiveRateInCurrency":414,"minAmountInLocalCurrency":525,"maxAmountInLocalCurrency":526,"minAmountInCurrency":414,"maxAmountInCurrency":414,"minLoanTermYears":152,"maxLoanTermYears":230,"minDownPayment":208,"minApplicantAgeAtApplicationYears":6,"maxApplicantAgeAtLoanEndYears":140,"isPropertyInsuranceRequired":3,"isLifeInsuranceRequired":7,"isTitleInsuranceRequired":7,"isAvailableForNonResidents":7,"bankLogo":283,"bankName":276,"bankUrl":278,"currenciesAvailable":527,"repaymentType":440,"cliType":532,"mortgageName":533,"mortgageDescription":534,"bankProductPageUrl":535,"clickoutUrl":536,"additionalConditionsAndInformationForLoanPurpose":537,"floatingRateCalculationInLocalCurrency":538,"floatingRateCalculationInCurrency":428,"additionalAgeConditions":428,"insuranceConditions":479,"documentsRequiredForApplication":447,"documentsRequiredAfterApproval":428,"borrowerWorkExperienceRequirements":428,"earlyRepaymentConditions":448,"additionalConditions":539,"conditionsForNonResidents":428,"commissionRequestReview":428,"commissionCreditDepositInLocalCurrency":428,"commissionLoanMaintenance":428,"otherCommissions":428,"feePropertyEvaluation":450,"feeNotarySupport":451,"feeCadastreServices":428,"feeUnifiedCertificate":428,"feeOtherExpenses":452,"creditToCollateralRatio":480,"collateralItem":453,"decisionValidityPeriod":454,"purposes":540,"immoTypes":542},13.2,17.4,5000000,120000000,[528],{"id":56,"code":433,"symbol":434,"local":3,"pivot":529,"translations":530},{"mortgage_id":175,"currency_id":56},[531],{"id":56,"currency_id":56,"locale":438,"name":439},"Fixed \u002F Floating","Commercial mortgage loan","Mortgage loan for acquiring business premises for the purpose of conducting commercial activities","https:\u002F\u002Fwww.evoca.am\u002Fen\u002Floans\u002Fmortgage-loans\u002Fcommercial-mortgage-loans\u002Fcommercial-mortgage-loans-terms-and-conditions","\u002Fgo\u002Fa95dbd52-c522-4751-99e7-fd9943e2dae7","The loan is provided for the purchase (on the primary and secondary markets), renovation, modernization, or construction of commercial real estate, including industrial, social, or other business-purpose premises. For renovation and construction loans, the basis is an estimate of upcoming expenses.","Maximum and minimum threshold for the fluctuation of the floating interest rate +4%","In the case of acquiring real estate, the borrower deposits a down payment at the bank, which is frozen until the loan is granted, \u003Cbr> The borrower may choose not to deposit a down payment, instead pledging additional real estate, \u003Cbr> In this case, the loan amount granted to the borrower should not exceed the appraised market value of the acquired real estate, while maintaining the 70% Loan-to-Value ratio of the appraised market values of all pledged properties. \u003Cbr> When acquiring real estate from the primary market, as proof of the down payment, the customer may present the developer's receipt for the advance payment and\u002For advance payment agreements\u002Fcontracts",[541,520],"Commercial 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Support Program for Ensuring Housing Affordability for Families in Border Settlements of the Republic of Armenia",13.8,1000000,21000000,[550],{"id":56,"code":433,"symbol":434,"local":3,"pivot":551,"translations":552},{"mortgage_id":544,"currency_id":56},[553],{"id":56,"currency_id":56,"locale":438,"name":439},"House construction in border areas.","Mortgage loan provided under the program to support the construction of homes for families in border settlements of Armenia.","https:\u002F\u002Fwww.evoca.am\u002Fen\u002Floans\u002Fmortgage-loans\u002Fmortgage-loan-for-building-a-residential-house-in-border-settlements-of-armenia","The subsidized payment amount is 16,000,000 AMD, and in the case specified by the program, up to 21,000,000 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under the National Mortgage Company program","A mortgage loan is intended for the purchase of an apartment, house, or other residential property funded by the National Mortgage Company.","https:\u002F\u002Fwww.evoca.am\u002Fen\u002Floans\u002Fmortgage-loans\u002Fmortgage-loans-under-the-national-mortgage-company-loan-program\u002Fmortgage-loans-under-the-national-mortgage-company-loan-program-terms-and-conditions","\u002Fgo\u002Fb7d1b368-d7e1-44ce-aaee-da7aaccaf1ac","In the case of acquiring real estate, the borrower deposits a down payment at the bank, which is frozen until the loan is granted, \u003Cbr> For all acquisition mortgage loans, when the residential real estate is purchased from the developer, the building must have an energy passport, where the building's energy efficiency class is at least B","In the case of loans granted for the acquisition of existing residential real estate, the acquired residential real estate serves as collateral, \u003Cbr> while in the case of loans granted for the acquisition of under-construction residential real estate, the collateral is the right to purchase the under-construction residential real estate and the pledge of funds on the developer's special account, \u003Cbr> until the registration of ownership rights to the real estate, after which the real estate itself becomes the collateral",[456,457,459],[456,457,459],{"id":248,"programId":217,"programName":506,"programUrl":428,"programRequirements":428,"canCreditBeUsedForRefinancing":7,"minAnnualRateInLocalCurrency":561,"maxAnnualRateInLocalCurrency":143,"minAnnualRateInCurrency":414,"maxAnnualRateInCurrency":414,"minEffectiveRateInLocalCurrency":562,"maxEffectiveRateInLocalCurrency":563,"minEffectiveRateInCurrency":414,"maxEffectiveRateInCurrency":414,"minAmountInLocalCurrency":429,"maxAmountInLocalCurrency":430,"minAmountInCurrency":414,"maxAmountInCurrency":414,"minLoanTermYears":208,"maxLoanTermYears":230,"minDownPayment":115,"minApplicantAgeAtApplicationYears":6,"maxApplicantAgeAtLoanEndYears":578,"isPropertyInsuranceRequired":3,"isLifeInsuranceRequired":7,"isTitleInsuranceRequired":7,"isAvailableForNonResidents":7,"bankLogo":283,"bankName":276,"bankUrl":278,"currenciesAvailable":579,"repaymentType":440,"cliType":441,"mortgageName":584,"mortgageDescription":585,"bankProductPageUrl":586,"clickoutUrl":587,"additionalConditionsAndInformationForLoanPurpose":428,"floatingRateCalculationInLocalCurrency":428,"floatingRateCalculationInCurrency":428,"additionalAgeConditions":428,"insuranceConditions":479,"documentsRequiredForApplication":447,"documentsRequiredAfterApproval":428,"borrowerWorkExperienceRequirements":428,"earlyRepaymentConditions":448,"additionalConditions":588,"conditionsForNonResidents":428,"commissionRequestReview":428,"commissionCreditDepositInLocalCurrency":428,"commissionLoanMaintenance":428,"otherCommissions":428,"feePropertyEvaluation":450,"feeNotarySupport":451,"feeCadastreServices":428,"feeUnifiedCertificate":428,"feeOtherExpenses":452,"creditToCollateralRatio":62,"collateralItem":589,"decisionValidityPeriod":454,"purposes":590,"immoTypes":591},63,[580],{"id":56,"code":433,"symbol":434,"local":3,"pivot":581,"translations":582},{"mortgage_id":248,"currency_id":56},[583],{"id":56,"currency_id":56,"locale":438,"name":439},"Construction under the National Mortgage Company program","This loan type is intended for the construction of a residential house that meets the established criteria under the National Mortgage Company construction program","https:\u002F\u002Fwww.evoca.am\u002Fen\u002Floans\u002Fmortgage-loans\u002Fconstruction-loan-national-mortgage-company\u002Fnational-mortgage-company-energy-efficiency-building-loans-terms-and-coditions","\u002Fgo\u002F2abc32da-05d0-4c67-af76-ea54c4a3681c","In the case of granting loans for the construction of residential houses\u002Fvillas, the maximum loan amount should not exceed 80% of the amount of the construction work estimate submitted by the client, \u003Cbr> Loans for construction purposes must be provided in installments (tranches), with the final installment financing the last phase of the construction work and not exceeding 20% of the loan amount, \u003Cbr> In the framework of the program, the renovation loan estimate must be prepared using an energy efficiency assessment tool, \u003Cbr> If the borrower’s ownership rights to the land have been registered no more than 1 year ago, all documents that served as the basis for registration must also be presented to confirm that no change has occurred in the land's designated purpose","The land where the real estate construction is taking place \u002F the under-construction real estate, \u003Cbr> if necessary, additional residential real estate",[458],[458],{"id":208,"programId":217,"programName":506,"programUrl":428,"programRequirements":428,"canCreditBeUsedForRefinancing":7,"minAnnualRateInLocalCurrency":561,"maxAnnualRateInLocalCurrency":120,"minAnnualRateInCurrency":414,"maxAnnualRateInCurrency":414,"minEffectiveRateInLocalCurrency":593,"maxEffectiveRateInLocalCurrency":594,"minEffectiveRateInCurrency":414,"maxEffectiveRateInCurrency":414,"minAmountInLocalCurrency":595,"maxAmountInLocalCurrency":596,"minAmountInCurrency":414,"maxAmountInCurrency":414,"minLoanTermYears":152,"maxLoanTermYears":195,"minDownPayment":5,"minApplicantAgeAtApplicationYears":6,"maxApplicantAgeAtLoanEndYears":140,"isPropertyInsuranceRequired":3,"isLifeInsuranceRequired":7,"isTitleInsuranceRequired":7,"isAvailableForNonResidents":7,"bankLogo":283,"bankName":276,"bankUrl":278,"currenciesAvailable":597,"repaymentType":440,"cliType":441,"mortgageName":602,"mortgageDescription":603,"bankProductPageUrl":604,"clickoutUrl":587,"additionalConditionsAndInformationForLoanPurpose":428,"floatingRateCalculationInLocalCurrency":428,"floatingRateCalculationInCurrency":428,"additionalAgeConditions":428,"insuranceConditions":479,"documentsRequiredForApplication":447,"documentsRequiredAfterApproval":428,"borrowerWorkExperienceRequirements":428,"earlyRepaymentConditions":448,"additionalConditions":428,"conditionsForNonResidents":428,"commissionRequestReview":428,"commissionCreditDepositInLocalCurrency":428,"commissionLoanMaintenance":428,"otherCommissions":428,"feePropertyEvaluation":450,"feeNotarySupport":451,"feeCadastreServices":428,"feeUnifiedCertificate":428,"feeOtherExpenses":452,"creditToCollateralRatio":605,"collateralItem":518,"decisionValidityPeriod":454,"purposes":606,"immoTypes":607},13.85,14.42,275000,15000000,[598],{"id":56,"code":433,"symbol":434,"local":3,"pivot":599,"translations":600},{"mortgage_id":208,"currency_id":56},[601],{"id":56,"currency_id":56,"locale":438,"name":439},"Renovation 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conditions.","https:\u002F\u002Fwww.evoca.am\u002Fen\u002Floans\u002Fmortgage-loans\u002Frenovation-loans-under-national-mortgage-company\u002Frenovation-loans-under-national-mortgage-company-jerm-ojakh-program-terms-and-conditions","100",[520],[520],{"id":83,"programId":152,"programName":427,"programUrl":428,"programRequirements":428,"canCreditBeUsedForRefinancing":7,"minAnnualRateInLocalCurrency":143,"maxAnnualRateInLocalCurrency":143,"minAnnualRateInCurrency":414,"maxAnnualRateInCurrency":414,"minEffectiveRateInLocalCurrency":609,"maxEffectiveRateInLocalCurrency":414,"minEffectiveRateInCurrency":414,"maxEffectiveRateInCurrency":414,"minAmountInLocalCurrency":429,"maxAmountInLocalCurrency":610,"minAmountInCurrency":414,"maxAmountInCurrency":414,"minLoanTermYears":208,"maxLoanTermYears":208,"minDownPayment":5,"minApplicantAgeAtApplicationYears":6,"maxApplicantAgeAtLoanEndYears":140,"isPropertyInsuranceRequired":3,"isLifeInsuranceRequired":7,"isTitleInsuranceRequired":7,"isAvailableForNonResidents":7,"bankLogo":283,"bankName":276,"bankUrl":278,"currenciesAvailable":611,"repaymentType":440,"cliType":441,"mortgageName":616,"mortgageDescription":617,"bankProductPageUrl":618,"clickoutUrl":619,"additionalConditionsAndInformationForLoanPurpose":428,"floatingRateCalculationInLocalCurrency":428,"floatingRateCalculationInCurrency":428,"additionalAgeConditions":428,"insuranceConditions":479,"documentsRequiredForApplication":447,"documentsRequiredAfterApproval":428,"borrowerWorkExperienceRequirements":428,"earlyRepaymentConditions":448,"additionalConditions":449,"conditionsForNonResidents":428,"commissionRequestReview":428,"commissionCreditDepositInLocalCurrency":428,"commissionLoanMaintenance":428,"otherCommissions":428,"feePropertyEvaluation":450,"feeNotarySupport":451,"feeCadastreServices":428,"feeUnifiedCertificate":428,"feeOtherExpenses":452,"creditToCollateralRatio":428,"collateralItem":453,"decisionValidityPeriod":454,"purposes":620,"immoTypes":621},14.08,80000000,[612],{"id":56,"code":433,"symbol":434,"local":3,"pivot":613,"translations":614},{"mortgage_id":83,"currency_id":56},[615],{"id":56,"currency_id":56,"locale":438,"name":439},"Housing 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house.","https:\u002F\u002Fwww.evoca.am\u002Fen\u002Floans\u002Fmortgage-loans\u002Ffor-displaced-families-of-nagorno-karabakh\u002Fterms-and-conditions-loan-for-displaced-families-of-artsakh","\u002Fgo\u002Fbeadfe6b-cacb-41cc-8b28-c3eea8757a1a",[456,457,458,459],[456,457,458,459],{"id":56,"programId":217,"programName":506,"programUrl":428,"programRequirements":428,"canCreditBeUsedForRefinancing":7,"minAnnualRateInLocalCurrency":120,"maxAnnualRateInLocalCurrency":273,"minAnnualRateInCurrency":414,"maxAnnualRateInCurrency":414,"minEffectiveRateInLocalCurrency":623,"maxEffectiveRateInLocalCurrency":624,"minEffectiveRateInCurrency":414,"maxEffectiveRateInCurrency":414,"minAmountInLocalCurrency":547,"maxAmountInLocalCurrency":610,"minAmountInCurrency":414,"maxAmountInCurrency":414,"minLoanTermYears":152,"maxLoanTermYears":230,"minDownPayment":5,"minApplicantAgeAtApplicationYears":6,"maxApplicantAgeAtLoanEndYears":140,"isPropertyInsuranceRequired":3,"isLifeInsuranceRequired":7,"isTitleInsuranceRequired":7,"isAvailableForNonResidents":7,"bankLogo":283,"bankName":276,"bankUrl":278,"currenciesAvailable":625,"repaymentType":440,"cliType":441,"mortgageName":630,"mortgageDescription":631,"bankProductPageUrl":632,"clickoutUrl":633,"additionalConditionsAndInformationForLoanPurpose":428,"floatingRateCalculationInLocalCurrency":428,"floatingRateCalculationInCurrency":428,"additionalAgeConditions":428,"insuranceConditions":479,"documentsRequiredForApplication":447,"documentsRequiredAfterApproval":428,"borrowerWorkExperienceRequirements":428,"earlyRepaymentConditions":448,"additionalConditions":539,"conditionsForNonResidents":428,"commissionRequestReview":428,"commissionCreditDepositInLocalCurrency":428,"commissionLoanMaintenance":428,"otherCommissions":428,"feePropertyEvaluation":450,"feeNotarySupport":451,"feeCadastreServices":428,"feeUnifiedCertificate":428,"feeOtherExpenses":452,"creditToCollateralRatio":62,"collateralItem":453,"decisionValidityPeriod":454,"purposes":634,"immoTypes":635},15.2,18.7,[626],{"id":56,"code":433,"symbol":434,"local":3,"pivot":627,"translations":628},{"mortgage_id":56,"currency_id":56},[629],{"id":56,"currency_id":56,"locale":438,"name":439},"Residential mortgage loan","Mortgage loan provided from the bank's own funds for the purchase, construction, or renovation of an apartment, house, or residential 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