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0-5.66\"\u002F>\u003C\u002Fg>",{"mainList":46,"categories":265,"topics":272,"sidebarList":398},{"data":47},[48,55,62,69,76,83,89,95,102,108,114,120,127,133,140,146,152,158,164,171,178,184,190,196,203,210,217,223,230,237,244,251,258],{"title":49,"description":50,"thumbnail_image":51,"publication_date":52,"views_count":53,"url":54},"What Types of Loans Are Available in Armenia in 2026: Products, Rates, and Terms","The lending market in Armenia remains stable and well-segmented. Banks offer dozens of credit products, while loan terms vary significantly depending on the purpose of the loan, its maturity, currency,...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002Faa883e50913734f21370dd48f0f6b43b.webp","2026-01-27 21:07:00",3155,"journal\u002Fcash-loans\u002Fwhat-types-of-loans-are-available-in-armenia-in-2026-products-rates-and-terms",{"title":56,"description":57,"thumbnail_image":58,"publication_date":59,"views_count":60,"url":61},"Sunday Towers: What You Need to Know Before Buying an Apartment","Sunday Towers is a residential complex currently under construction in Arabkir, comprising six buildings. The developer's concept includes a unified architectural design, integrated infrastructure elements, and a car-free territory. This...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F09a685ed1b1cd79b7c4e7019a87ad7f9.jpeg","2025-12-19 20:25:00",2131,"journal\u002Fmortgage\u002Fsunday-towers-what-you-need-to-know-before-buying-an-apartment",{"title":63,"description":64,"thumbnail_image":65,"publication_date":66,"views_count":67,"url":68},"Skyline in Yerevan: Armenia’s First “City Within a City”","Skyline is one of the largest urban development projects currently underway in Yerevan. The concept combines residential, business, and public infrastructure within a single, cohesive environment – a format known...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002Fdb1e9cfb63ffad6f9ec3a20c2aff9bd0.jpg","2025-10-22 14:15:00",9383,"journal\u002Fmortgage\u002Fskyline-in-yerevan-armenias-first-city-within-a-city",{"title":70,"description":71,"thumbnail_image":72,"publication_date":73,"views_count":74,"url":75},"AFM – Armenia’s financial marketplace where everything is fair!","Welcome to Armenia’s first platform designed to help you save money every day. Sounds good, right? But how exactly do we do that?We launched in March 2025 and want to...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F5c15dd886f70b4f7cba32a1ae964c29d.jpg","2025-06-04 12:25:00",25161,"journal\u002Ffinancial-news\u002Fafm-armenias-financial-marketplace-where-everything-is-fair",{"title":77,"description":78,"thumbnail_image":79,"publication_date":80,"views_count":81,"url":82},"How to Take Out a Mortgage in Armenia Without Getting Trapped in Debt: A Guide for Borrowers","A loan can be a useful financial tool — if used wisely. In Armenia, there are many available programs, both standard and government-supported, including subsidized interest rates and assistance for...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002Fddaab3351c7a704e983a503b5ea34fee.jpg","2025-05-04 00:00:00",3487,"journal\u002Fmortgage\u002Fhow-to-take-out-a-mortgage-in-armenia-without-getting-trapped-in-debt-a-guide-for-borrowers",{"title":84,"description":85,"thumbnail_image":86,"publication_date":80,"views_count":87,"url":88},"Mortgage Refinancing: How to Make the Right Choice and Save Money","Mortgage refinancing is a way to ease your financial burden by taking out a new loan on better terms. If your current mortgage has a high interest rate, the monthly...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002Febc4fa42baec88c72e8d4e87d2b4f245.jpg",3836,"journal\u002Fmortgage\u002Fmortgage-refinancing-how-to-make-the-right-choice-and-save-money",{"title":90,"description":91,"thumbnail_image":92,"publication_date":80,"views_count":93,"url":94},"Family Mortgage: How to Get the Best Deal Through the “Affordable Housing for Young Families” State Program","Buying a home is a major financial step — especially for young families who may not yet have significant savings or a stable high income. The good news is that...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F84eabef660b8a2422251677c0a15bcfd.jpg",7068,"journal\u002Fmortgage\u002Ffamily-mortgage-how-to-get-the-best-deal-through-the-affordable-housing-for-young-families-state-program",{"title":96,"description":97,"thumbnail_image":98,"publication_date":99,"views_count":100,"url":101},"How to Buy an Apartment in Yerevan: Step-by-Step Guide","The Armenian capital is becoming increasingly attractive for living, investing, and renting out property. Thanks to affordable mortgage programs, government subsidies, and a stable real estate market, buying an apartment...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002Fb5479900e56e52338b9adacf7c0f70f2.jpg","2025-05-01 00:00:00",10493,"journal\u002Fmortgage\u002Fhow-to-buy-an-apartment-in-yerevan-step-by-step-guide",{"title":103,"description":104,"thumbnail_image":105,"publication_date":99,"views_count":106,"url":107},"How to Get a Mortgage in Armenia at the Lowest Rate in 2025","In 2025, Armenia offers several dozen mortgage programs — both through standard bank rates and government-subsidized programs. The range of interest rates is very wide: it’s possible to get a...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F66674b24c7cdd4c35d9fffa0fbb69092.jpg",10744,"journal\u002Fmortgage\u002Fhow-to-get-a-mortgage-in-armenia-at-the-lowest-rate-in-2025",{"title":109,"description":110,"thumbnail_image":111,"publication_date":99,"views_count":112,"url":113},"Government Housing Program for Contract Officers and Senior Warrant Officers in Armenia","The government program for contract officers and senior warrant officers allows you to purchase or build a home in Armenia with minimal financial burden — thanks to a special state...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002Fde461bc3fc5f07cc2ba5de11d6ecf50f.jpg",4595,"journal\u002Fmortgage\u002Fgovernment-housing-program-for-contract-officers-and-senior-warrant-officers-in-armenia",{"title":115,"description":116,"thumbnail_image":117,"publication_date":99,"views_count":118,"url":119},"How Much Down Payment Is Required for a Mortgage in Armenia in 2025?","Planning to take out a mortgage in Armenia but not sure if your savings are enough for the down payment? In 2025, conditions can vary significantly depending on the bank,...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F09a8af39aeadd5339829b0d6046a0c0b.jpg",7474,"journal\u002Fmortgage\u002Fhow-much-down-payment-is-required-for-a-mortgage-in-armenia-in-2025",{"title":121,"description":122,"thumbnail_image":123,"publication_date":124,"views_count":125,"url":126},"How to Buy a House in Armenia: A Step-by-Step Guide for Residents and Foreigners","For many, buying a house in Armenia is not just a transaction — it is a return to their roots, culture, language, and way of life. For those without Armenian...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F33915f3b44f193a11b05a2b8094f97ce.jpg","2025-04-30 00:00:00",17406,"journal\u002Fmortgage\u002Fhow-to-buy-a-house-in-armenia-a-step-by-step-guide-for-residents-and-foreigners",{"title":128,"description":129,"thumbnail_image":130,"publication_date":124,"views_count":131,"url":132},"How to Buy an Apartment in Armenia: With or Without a Mortgage?","Buying an apartment in Armenia is a major decision — especially when the budget is limited and the market is constantly changing. Today, buyers have several options:save money on their...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F0f7ca83ddc7aa67c84183b85a1af013d.jpg",6004,"journal\u002Fmortgage\u002Fhow-to-buy-an-apartment-in-armenia-with-or-without-a-mortgage",{"title":134,"description":135,"thumbnail_image":136,"publication_date":137,"views_count":138,"url":139},"How to Get a Mortgage from Converse Bank on Favorable Terms","Converse Bank is one of Armenia’s leading banks, offering a wide range of mortgage products tailored to different life situations. Its portfolio includes loans for the purchase, construction, and renovation...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F88f6d939b8b98cd25007d17200987e59.jpg","2025-04-23 00:00:00",2754,"journal\u002Fmortgage\u002Fhow-to-get-a-mortgage-from-converse-bank-on-favorable-terms",{"title":141,"description":142,"thumbnail_image":143,"publication_date":137,"views_count":144,"url":145},"How to Get a Mortgage from ACBA Bank on Beneficial Terms","ACBA Bank is one of the most stable and versatile banks in Armenia, actively serving both individual and corporate clients. The bank participates in all major government-backed mortgage programs, including...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F5c4fa888ef4abe4396764d788907556e.jpg",4409,"journal\u002Fmortgage\u002Fhow-to-get-a-mortgage-from-acba-bank-on-beneficial-terms",{"title":147,"description":148,"thumbnail_image":149,"publication_date":137,"views_count":150,"url":151},"How to Get a Mortgage from Ardshinbank on Favorable Terms?","Ardshinbank offers some of the most flexible and accessible mortgage solutions on the Armenian market. The bank participates in several government subsidy programs, allowing clients to significantly reduce their interest...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F47b72e86e67337334fecb2f6305a6d02.jpg",3763,"journal\u002Fmortgage\u002Fhow-to-get-a-mortgage-from-ardshinbank-on-favorable-terms",{"title":153,"description":154,"thumbnail_image":155,"publication_date":137,"views_count":156,"url":157},"The Most Affordable Mortgage Loans in Armenia: Where to Find the Lowest Rates and Zero Fees?","For many families, purchasing an apartment or house is one of the most significant financial decisions in their lives. If there isn't enough money to cover the full cost upfront,...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F93f3993cc813fa1a53762d20b1c6b4a8.jpg",7201,"journal\u002Fmortgage\u002Fthe-most-affordable-mortgage-loans-in-armenia-where-to-find-the-lowest-rates-and-zero-fees",{"title":159,"description":160,"thumbnail_image":161,"publication_date":137,"views_count":162,"url":163},"How to Get a Mortgage at Inecobank on the Best Terms?","Inecobank is one of the most dynamic banks in Armenia, focused on retail clients. The bank emphasizes clear products, a simplified application process, and modern customer service. It is actively...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F68e64a138b2782edc633ca393fa02d52.jpg",3016,"journal\u002Fmortgage\u002Fhow-to-get-a-mortgage-at-inecobank-on-the-best-terms",{"title":165,"description":166,"thumbnail_image":167,"publication_date":168,"views_count":169,"url":170},"How to Get a Mortgage from Ameriabank on Favorable Terms?","Ameriabank is one of the largest universal banks in Armenia, offering a full range of financial services for individuals and businesses. It is currently the only bank in Armenia that...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F9a9e21e04e99a584d5884193f008b1c5.jpg","2025-04-18 00:00:00",6170,"journal\u002Fmortgage\u002Fhow-to-get-a-mortgage-from-ameriabank-on-favorable-terms",{"title":172,"description":173,"thumbnail_image":174,"publication_date":175,"views_count":176,"url":177},"Mortgage Program for Families Displaced from Artsakh: How to Get Housing with Government Support?","Since June 2022, families forcibly displaced from Artsakh have been eligible for state assistance to purchase housing in Armenia. The government has approved a special program that allows displaced individuals...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F69a41305271d5ebb21227eea46c1bd89.jpg","2025-04-14 00:00:00",4810,"journal\u002Fmortgage\u002Fmortgage-program-for-families-displaced-from-artsakh-how-to-get-housing-with-government-support",{"title":179,"description":180,"thumbnail_image":181,"publication_date":175,"views_count":182,"url":183},"State Energy-Efficient Home Improvement Program: How to Save on Renovations and Cut Utility Bills","The global trend toward energy-efficient technologies in construction and home renovation is gaining momentum. According to the International Energy Agency (IEA), buildings account for over 35% of global energy consumption,...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F45ebc255036fddd0abaeea2da9a2c46b.jpg",4022,"journal\u002Fmortgage\u002Fstate-energy-efficient-home-improvement-program-how-to-save-on-renovations-and-cut-utility-bills",{"title":185,"description":186,"thumbnail_image":187,"publication_date":175,"views_count":188,"url":189},"Buying an Apartment with a Mortgage in Yerevan: Which Banks Offer the Lowest Rates","Yerevan remains the most expensive city in Armenia in terms of real estate prices. Starting from 2025, the income tax refund program for mortgage borrowers is no longer available in...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F9d9cc48aafb7c3f149db9a8aa24e5d12.jpg",5289,"journal\u002Fmortgage\u002Fbuying-an-apartment-with-a-mortgage-in-yerevan-which-banks-offer-the-lowest-rates",{"title":191,"description":192,"thumbnail_image":193,"publication_date":175,"views_count":194,"url":195},"How the Mortgage Income Tax Refund Program Works in Armenia: Terms and Changes Starting from 2025","The Mortgage Income Tax Refund Program is currently one of the most beneficial government support tools for citizens purchasing real estate in Armenia. It allows you to reclaim a significant...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F8f070e11eac9cfcbccf11ed2afaf3404.jpg",12723,"journal\u002Fmortgage\u002Fhow-the-mortgage-income-tax-refund-program-works-in-armenia-terms-and-changes-starting-from-2025",{"title":197,"description":198,"thumbnail_image":199,"publication_date":200,"views_count":201,"url":202},"Mortgage with Government Support in Armenia: A Complete Guide to All Active Programs","If you're planning to take out a mortgage in Armenia, this is the most complete and up-to-date overview of all current government-backed programs. It includes all the essential information: what...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F73b58094ab192f6d9b0ef22db427b291.jpg","2025-04-13 00:00:00",11275,"journal\u002Fmortgage\u002Fmortgage-with-government-support-in-armenia-a-complete-guide-to-all-active-programs",{"title":204,"description":205,"thumbnail_image":206,"publication_date":207,"views_count":208,"url":209},"Mortgage Calculator: How to Estimate Overpayment When Buying Property in Armenia in 2025","Planning to buy an apartment and want to understand how much you’ll end up overpaying on your mortgage? A mortgage calculator can help — it's a simple online tool that...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F4e36152398bf5d7b51c70ecd05960e3d.jpg","2025-04-10 00:00:00",6397,"journal\u002Fmortgage\u002Fmortgage-calculator-how-to-estimate-overpayment-when-buying-property-in-armenia-in-2025",{"title":211,"description":212,"thumbnail_image":213,"publication_date":214,"views_count":215,"url":216},"What Is a Mortgage and How to Get One in Armenia","Let’s break down how mortgage loans work, what to consider when choosing one, and the steps to successfully apply for a mortgage from an Armenian bank.What Is a Mortgage in...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F4ce3ce6bf35633af1bb9580bf524b00b.jpg","2025-04-09 00:00:00",6864,"journal\u002Fmortgage\u002Fwhat-is-a-mortgage-and-how-to-get-one-in-armenia",{"title":218,"description":219,"thumbnail_image":220,"publication_date":214,"views_count":221,"url":222},"Buying an Apartment with a Mortgage in Yerevan and Other Cities of Armenia: How to Find the Best Terms in 2025","Purchasing an apartment with a mortgage has a direct impact on your family budget. In 2025, Armenia offers a wide range of mortgage programs — both with government support and...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F149e3553fb90c624e4952688cdc6825a.jpg",5587,"journal\u002Fmortgage\u002Fbuying-an-apartment-with-a-mortgage-in-yerevan-and-other-cities-of-armenia-how-to-find-the-best-terms-in-2025",{"title":224,"description":225,"thumbnail_image":226,"publication_date":227,"views_count":228,"url":229},"How to Get Housing Through the State Program for Families in Border Villages of Armenia? Conditions, Benefits, and Hidden Pitfalls","Moving to Armenia’s border villages can be a smart move for families dreaming of owning a home. In 2022, a special support program was launched to help Armenian families obtain...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F76b22534045faa91c12566cda9454bbe.jpg","2025-04-03 00:00:00",5895,"journal\u002Fmortgage\u002Fhow-to-get-housing-through-the-state-program-for-families-in-border-villages-of-armenia-conditions,-benefits,-and-hidden-pitfalls",{"title":231,"description":232,"thumbnail_image":233,"publication_date":234,"views_count":235,"url":236},"Loan refinancing in Armenia in 2025: How to reduce loan payments and save money","Loan refinancing is when you transfer your loan from one bank to another. In fact, it is the registration of a new loan to repay the existing one. Refinancing allows...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F31b06ee38dd50efe8d8295f2ea9a6063.jpg","2025-03-26 17:25:00",5745,"journal\u002Fcash-loans\u002Floan-refinancing-in-armenia-in-2025-how-to-reduce-loan-payments-and-save-money",{"title":238,"description":239,"thumbnail_image":240,"publication_date":241,"views_count":242,"url":243},"How to Get a Loan Without Guarantors in Armenia and Avoid Overpaying: A Complete Guide","Want to take out a loan but don’t want to involve guarantors? In Armenia, many banks offer loans without the need to bring in third parties — but such loans...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F493161ab49d3def6fad5e081de1f2f28.jpg","2025-03-26 00:00:00",5853,"journal\u002Fcash-loans\u002Fhow-to-get-a-loan-without-guarantors-in-armenia-and-avoid-overpaying-a-complete-guide",{"title":245,"description":246,"thumbnail_image":247,"publication_date":248,"views_count":249,"url":250},"How to Get a Loan with Minimal Overpayment in 2025: What to Consider?","When choosing a loan, many people focus only on the interest rate. However, the total cost of the loan is more important: fees, mandatory insurance, and hidden charges can significantly...","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F1c9dfe2a88d425e202b9005719c88cdd.jpg","2025-03-24 14:17:00",3030,"journal\u002Fcash-loans\u002Fhow-to-get-a-loan-with-minimal-overpayment-in-2025-what-to-consider",{"title":252,"description":253,"thumbnail_image":254,"publication_date":255,"views_count":256,"url":257},"What Loans Can Foreigners Get in Armenia?","Are you already living in Armenia or planning to move, work, or invest here? At some point, you may need credit to finance your needs. 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