HayPost Pay
A convenient digital wallet especially for regional users, providing seamless access to financial services through an extensive network of post offices across the country.
Services and fees — HayPost Pay
post offices
post offices
identification is required
identification is required
For payments up to 1,000 AMD, the commission is 100 AMD; from 1,001 AMD, the commission is 1% (min. 300 AMD)
For payments up to 1,000 AMD, the commission is 100 AMD; from 1,001 AMD, the commission is 1% (min. 300 AMD)
For payments up to 1,000 AMD, the commission is 100 AMD; from 1,001 AMD, the commission is 1% (min. 300 AMD)
identification is required
identification is required
identification is required
identification is required
identification is required
identification is required
identification is required
Available international transfer systems: Ubpay, Ria Money Transfer, Unistream, PosTransfer, Stefi.
identification is required
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Upay| Parameter | Data |
|---|---|
| Platform | Haypost CJSC |
| Launch year | 2021 |
| Central Bank of Armenia license | № 24A, 11.03.2021 |
| Number of services | 12+ categories |
| Post branch network | 850–900 |
| International transfers | PosTransfer, Unistream, Ria |
| Application | iOS, Android |
HayPost Pay is a digital wallet developed by Haypost, the national postal operator of Armenia. It is designed for users who value access to financial services through an extensive network of postal branches across the country.
Through the application, users can perform various online payments, including utility payments such as electricity bills, waste collection fees, and other mandatory payments.
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Residents of regional areas
The wallet is particularly convenient for users outside major cities thanks to the wide network of HayPost branches – around 850-900 locations across Armenia, including small settlements and border regions.
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Government and mandatory payments
The application allows users to pay taxes, government duties, budget payments, and utility bills, making the wallet a convenient tool for regular mandatory payments. Users can also check utility balances within the app, which allows them to see outstanding amounts before making a payment.
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Transfers between Russia and Armenia
The service supports transfers through the PosTransfer system, enabling users to send and receive money between Russia and Armenia via postal branches. This can be convenient for users who prefer receiving funds in cash.
| Pros | Cons |
|---|---|
| Widest physical network – around 850-900 postal branches across Armenia | Limited functionality compared to major digital wallets |
| Operated by a state-owned company (HayPost), which increases user trust | No QR payments at retail locations |
| International transfers available through PosTransfer | Fewer digital services and additional features |
| Ability to deposit and withdraw funds at postal branches | – |
How can I register in HayPost Pay?
Download the HayPost Pay app for iOS or Android, create an account using your phone number, and confirm it with an SMS verification code. Identity verification may be required to access additional features.
How can I top up the HayPost Pay wallet?
You can add funds using a bank card in the app or cash at any HayPost branch across Armenia.
Can taxes and government payments be made through the app?
Yes. The app allows users to pay taxes, government duties, budget payments, and other public services.
How can I pay for waste collection?
In the utilities section, select the relevant service and complete the online waste collection payment.
Does HayPost Pay support international transfers?
Yes. The service supports international transfers through PosTransfer, allowing users to send and receive money between Russia and Armenia via postal branches.
How can I withdraw cash from HayPost Pay?
Cash withdrawals are available at HayPost branches. Identity verification is required to perform this operation.
Can mobile services be paid through HayPost Pay?
Yes. The wallet allows users to pay for mobile services and transfer funds to mobile operator numbers, such as Viva-MTS.
Users can also pay utility bills, including electricity, gas, water, and waste collection services, directly through the application.
