Telcell Wallet
Pay for everything from utility bills to online shopping. With over 4 500 terminals and a dedicated digital card, Telcell Wallet makes payments fast and accessible everywhere.
Services and fees — Telcell Wallet
4,500+ Telcell terminals
identification is required
identification is required
identification is required
Payment for Viva Armenia services is not available.
100% by Telcell
identification is required
Visa Digital
identification is required
identification is required
identification is required
BON — bonus points for transactions in the Telcell Wallet application, which can be exchanged for goods and services in the BON Market. 500 BON — activation; 1000 — first payment; 1000 — email binding; 1500 — friend invitation (QR); 3000 — identification; 5000 — account opening
identification is required
BON market Telcell
From February 10 to April 10, 2026, there is a 5% cashback and a 5% discount on the Visa Telcell digital card for purchases from 20,000 AMD to 5,000 AMD when paying with the card, while the offer does not apply to transfers, utility bills and replenishment of wallets.
identification is required
identification is required
identification is required
identification is required
identification is required
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Upay| Parameter | Data |
|---|---|
| Platform | Telcell OJSC |
| Wallet launch year | 2016 |
| Central Bank of Armenia license | No. 5 dated 24.07.2007 |
| Number of services | 600+ |
| Number of terminals | 4 500+ |
| Supported cards | Visa, ArCa, Mastercard |
| Application | iOS, Android |
Telcell Wallet is one of the largest digital wallets in Armenia, developed by the Telcell payment system. The application allows users to pay for more than 600 services, ranging from utility bills and internet services to government payments.
Through the application, users can also make online utility payments, including electricity bills, waste collection payments, and other services.
A key feature of the system is the largest payment terminal network in the country. As of 2026, Telcell operates more than 4 500 terminals across Armenia.
Users can also create a Visa Digital card directly in the application and use it for online purchases and subscriptions.
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Frequent offline payments
With more than 4 500 Telcell terminals, the wallet is convenient for cash top-ups and payments across Armenia.
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QR-code purchases
Telcell supports QR payments in more than 2,000 retail locations.
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Online shopping
Users can create a free Visa Digital card in the app and use it to pay for services and purchases in online stores.
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Installment purchases
The PartPay service allows users to pay for purchases in installments over a period of up to three months.
| Pros | Cons |
|---|---|
| Largest payment terminal network in Armenia – more than 4 500 devices | Commission on certain services may reach approximately 200-500 AMD |
| Free Visa Digital card that can be issued directly in the app | |
| More than 600 available services: utilities, government payments, transfers | |
| BON loyalty program with reward points for payments | |
| Ability to top up the wallet without commission through Telcell terminals |
How can I register in Telcell Wallet?
Download the Telcell Wallet app for iOS or Android, register using your phone number, and confirm it with an SMS verification code. To access all wallet features, user identification is required.
How can I get a Visa Digital card?
A virtual Visa Digital card can be issued directly in the application. Open the "Cards" section, select issue a new card, and confirm the request.
How does the BON bonus program work?
When users pay for services through Telcell, they receive BON reward points. Accumulated points can be used to pay for goods and services in the BON Market section inside the app.
Where are Telcell terminals located?
The Telcell network includes more than 4 500 terminals across Armenia. The nearest terminal can be found on the official Telcell website or on the map in the mobile application.
How can I top up the Telcell Wallet?
Users can add funds using a bank card, cash via Telcell terminals, or at Telcell offices.
How can I pay for waste collection through Telcell Wallet?
In the utilities section, select the relevant service and complete the online waste collection payment.
