Deposit “Term” deposit from Araratbank

Araratbank

“Term” deposit

Relevant for 09.10.2026

Annual rate

0.25%

Deposit amount

to 198 000€

Term

45-90 days

Replenishment

Not possible

Partial withdrawal

Not possible

Early termination

Not possible

Minimum amount	250€
Maximum amount	198 000€
Deposit currency	EUR
Interest capitalization	No
Payment or capitalization of deposit interest	Monthly
Special conditions	Free account opening. If the deposit amount exceeds 200 000 EUR, then a Visa or Mastercard card is provided free of charge, where interest from the deposit is accrued. In case of early termination, the interest rate is reduced to 0.1% of the interest that has already accrued at the time of withdrawal
Documents for opening deposits	Identity card, social card
Insurance	Up to 16 million AMD in each bank

Data collected and verified by AFM.

Terms apply to the bank's head office and may differ at its branches.

More details on the bank's website

Other deposits at Araratbank

Araratbank“Term” deposit

Interest rate

9.5%

Term

731-1095 days

Amount

to 80 000 000֏

Araratbank“Term” deposit

Interest rate

4.75%

Term

731-1095 days

Amount

to 221 800$

Araratbank“Term” deposit

Interest rate

2.75%

Term

731-1095 days

Amount

to 198 000€

AraratbankTop-up deposit

Interest rate

4.5%

Term

91-180 days

Amount

to 100 000 000֏

AraratbankTop-up deposit

Interest rate

0.75%

Term

91-180 days

Amount

to 250 000$

About Araratbank

CB of Armenia License

№4

Phone

+374 10 59 23 23 +374 98 19 23 23 +374 41 59 23 25

Head office

87 Buzand St., Yerevan 0002, Armenia

Website

On the map (179)

ATMs (129) Branches (50)

Araratbank also offers:

News about deposits

03.03.2026 3.2k

CBA Releases Monetary Policy Report: What It Means for Depositors

30.01.2026 5.2k

Digitalization of Armenia’s Banking Sector: AFM Research Findings Ahead of 2026

22.01.2026 3.9k

AFM January 2026 Review: Changes in Bank Deposit Volumes in Armenia

15.01.2026 10.8k

AFM Best Deposit Rates Ranking: Armenian Banks Offer Up to 10% APY in January 2026

The AFM team has completed its analysis of official banking tariffs in Armenia, forming a comprehensive ranking of 1-year fixed-term deposits. As of January 2026, maximum yields for AMD-denominated deposits...

Useful information about deposits

Open AFM journal

18.08.2026 2.2k

Armenia measures for the first time which banks artificial intelligence actually "sees"

08.07.2026 3.5k

Best Bank Deposits in Armenia in AMD, USD and EUR: July 2026 Ranking

03.03.2026 5.4k

How the State Deposit Insurance Program Works in Armenia

13.02.2026 10.6k

Deposit Interest Rates in Armenian Banks – Updated Table for February 2026

As of February 2026, deposit interest rates in Armenian banks fall within the following ranges:6.5% to 10.25% annually in AMD1.9% to 5% in US dollars0.5% to 2.5% in eurosAt first...

10.01.2026 8.5k

The Most Profitable Bank Deposits in Armenia in AMD, USD, and EUR – January 2026

As of January 2026, the most competitive one-year fixed-term deposits in Armenia offer interest rates of up to 10% in AMD, 5% in USD, and 2.5% in EUR. Byblos Bank...

14.10.2025 6.2k

The Best Euro Deposits in Armenia in Autumn 2025

Autumn 2025 has become a favorable time to place deposits in euros. After a period of currency market fluctuations, the euro exchange rate has stabilized, and several Armenian banks have...