Mortgage Mortgage loan for the Diaspora from Ameriabank
Ameriabank
Mortgage loan for the Diaspora
Relevant for 09.10.2026
Effective rate
8.3% - 12.45%
Rate
8% - 8.5%
Amount
to 300 000€
Down payment
from 30%
Term
5 - 30 years
Available for non-residents of Armenia
Yes
Loan for the purchase, repair or construction of residential real estate for foreign citizens | |
Purpose | new build, secondary market, construction, house, renovation |
Collateral | Acquired property Additional real estate |
Down payment | from 30% |
Loan term | 5 - 30 years |
Loan currency | € |
Loan amount | to 300 000€ |
Payment type | Annuity and Differentiated |
Validity period of the decision | 7 calendar days |
Additional terms | The loan is available only for non-residents of Armenia. |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: Documents verifying the identity of a foreign citizen, tax report for the last 2 years from the country of citizenship, employment certificate from the country of citizenship, bank account statement from the country of citizenship for the last 12 months, credit history from the country of citizenship. |
This loan is available for non-residents. | |
Conditions for non-residents. | Regardless of the country of residence, our compatriots from other countries can obtain a mortgage loan to purchase, renovate, or build a home anywhere in Armenia. The application can be submitted online from anywhere in the world. No confirmed income in Armenia is required— the bank considers your income from abroad, making the loan process convenient and accessible. |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
Other mortgage programs at Ameriabank
AmeriabankAffordable Housing for Young Families
Effective rate
7.85% - 10.88%
Rate
7.5% - 9.5%
Amount
to 27 750 000֏
Down payment
from 7%
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13.91% - 14.97%
Rate
13%
Amount
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Down payment
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State program
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7.52% - 17.21%
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13%
Amount
to 21 000 000֏
Down payment
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11.69% - 12.28%
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11% - 12.28%
Amount
to 25 650 000֏
Down payment
from 10%
State program
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Effective rate
to 18.99%
Rate
13% - 14%
Amount
to 150 000 000֏
Down payment
from 10%
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