Mortgage Online Mortgage from Ameriabank
Ameriabank
Online Mortgage
Relevant for 09.10.2026
Effective rate
14.37% - 16.67%
Rate
12.9%
Amount
to 50 000 000֏
Down payment
from 20%
Term
5 - 30 years
Available for non-residents of Armenia
No
online loan for purchasing an apartment in the secondary markets through the MyHome.am platform. | |
Purpose | secondary market |
Collateral | Acquired property |
Down payment | from 20% |
Loan term | 5 - 30 years |
Loan currency | ֏ |
Loan amount | to 50 000 000֏ |
Payment type | Annuity |
Validity period of the decision | 7 calendar days |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: Identification documents, Marriage certificate, dissolution of marriage, death, birth certificate, A copy of the certificate of ownership of real estate, Other documents at the request of the bank's specialist |
Documents required after loan approval: The basis for acquiring ownership of real estate is provided at the request of the bank; the identity card of the property owners certificate from the State Cadastre Committee on the presence/absence of encumbrances on real estate (single certificate); certificate on the absence of tax arrears on real estate; real estate insurance contract; other documents at the request of the bank's specialist. |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
Other mortgage programs at Ameriabank
AmeriabankAffordable Housing for Young Families
Effective rate
7.85% - 10.88%
Rate
7.5% - 9.5%
Amount
to 27 750 000֏
Down payment
from 7%
State program
Effective rate
13.91% - 14.97%
Rate
13%
Amount
to 30 000 000֏
Down payment
from 0%
State program
AmeriabankHouse construction in border areas.
Effective rate
7.52% - 17.21%
Rate
13%
Amount
to 21 000 000֏
Down payment
from 0%
State program
AmeriabankHousing for military personnel.
Effective rate
11.69% - 12.28%
Rate
11% - 12.28%
Amount
to 25 650 000֏
Down payment
from 10%
State program
AmeriabankHousing for Families with Children
Effective rate
to 18.99%
Rate
13% - 14%
Amount
to 150 000 000֏
Down payment
from 10%
Ameriabank also offers:
News about mortgages
All news
25.03.2026 3.2k
New Housing Program for Displaced Persons from Artsakh to Launch in Armenia
06.02.2026 4.7k
Total loan volume in Armenia has reached a historical high
19.01.2026 3.8k
Ardshinbank becomes the market leader by number of mortgage products in Armenia according to AFM analysis for January 2026
08.01.2026 6.8k
Real estate prices in Armenia increased by 5.5% year-on-year – Central Bank
25.04.2025 4.4k
VTB Bank changed mortgage loan terms and conditions
03.01.2025 4.3k
Citizens of Armenia will be able to pay off their loans using income tax funds
Useful information about mortgages
Open AFM journal
18.08.2026 2.2k
Armenia measures for the first time which banks artificial intelligence actually "sees"
17.08.2026 1.7k
Apartment Renovation Budget: How to Calculate Costs and Avoid Unexpected Expenses
07.08.2026 3.3k
How to Choose a Mortgage with the Most Favorable Terms in Armenia in 2026?
24.06.2026 2k
How to Combine Several Loans into One and When It Is Beneficial
16.06.2026 2k
How to Transfer Your Loan to Another Bank to Reduce the Interest Rate or Increase the Loan Amount
27.01.2026 7.3k