Mortgage Purchase under the National Mortgage Company program from Araratbank
Araratbank
Purchase under the National Mortgage Company program
Relevant for 09.10.2026
Effective rate
13.38% - 14.84%
Rate
12.5%
Amount
to 35 000 000֏
Down payment
from 30%
Term
5 - 20 years
Available for non-residents of Armenia
No
Acquisition residential real estate in Yerevan and regions in Armenia through the “National Mortgage Company” loan program | |
Purpose | new build, secondary market, house |
Collateral | Acquired property Additional real estate |
Down payment | from 30% |
Loan term | 5 - 20 years |
Loan currency | ֏ |
Loan amount | to 35 000 000֏ |
Payment type | Annuity |
Validity period of the decision | 15 business days |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: Identification documents Marriage , divorce, death certificate Identification documents of family members and co-borrowers Certificate of the actual place of residence Certificate from the tax inspectorate on the availability of an individual account Other documents at the request of the bank's credit specialist |
Documents required after loan approval: Buyer Property insurance contracts and co-borrowers' accident insurance contracts Property appraisal report Other documents upon request by the bank's credit specialist. Seller Certificate from the State Committee of Real Estate Cadastre on property encumbrances (Unified Certificate) Other documents upon request by the bank's credit specialist. |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
Other mortgage programs at Araratbank
AraratbankMortgage loans for non-residents.
Effective rate
9.52% - 10.85%
Rate
-
Amount
to 200 000$
Down payment
from 30%
AraratbankApartment renovation
Effective rate
12.9% - 14.78%
Rate
from 13%
Amount
to 100 000 000֏
Down payment
from 0%
AraratbankPurchase of non-residential property.
Effective rate
9.57% - 11.41%
Rate
-
Amount
to 300 000$
Down payment
from 30%
AraratbankPurchase of non-residential property.
Effective rate
12.9% - 14.78%
Rate
from 12.5%
Amount
to 150 000 000֏
Down payment
from 20%
AraratbankTransfer of mortgage loans to ARARATBANK
Effective rate
12.4% - 13.53%
Rate
from 12.25%
Amount
to 150 000 000֏
Down payment
from 0%
CB of Armenia License
№4
Head office
87 Buzand St., Yerevan 0002, ArmeniaWebsite
araratbank.amOn the map (179)
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