Mortgage Mortgage loan funded by the bank's internal resources. from Armeconombank

Armeconombank

Mortgage loan funded by the bank's internal resources.

Relevant for 09.10.2026

Effective rate

11.83% - 16.17%

Rate

10.5% - 12%

Amount

to 250 000$

Down payment

from 10%

Term

10 - 20 years

Available for non-residents of Armenia

No

The mortgage is issued for the purchase, construction, and renovation of residential and commercial real estate.
Purpose	new build, secondary market, construction, house, renovation
Collateral	Acquired real estate, if necessary, a second property as well.
Down payment	from 10%
Loan term	10 - 20 years
Loan currency	$
Loan amount	to 250 000$
Payment type	Differentiated
Validity period of the decision	20 business days

Data collected and verified by AFM.

Terms apply to the bank's head office and may differ at its branches.

More details on the bank's website

Other mortgage programs at Armeconombank

ArmeconombankMortgage loan for renovation or construction.

Effective rate

13.15% - 14.95%

Rate

12% - 13.5%

Amount

to 60 000 000֏

Down payment

from 0%

ArmeconombankMortgage for the purchase.

Effective rate

12.87% - 15.76%

Rate

11.75% - 13.5%

Amount

to 60 000 000֏

Down payment

from 10%

ArmeconombankHousing for Young Families

Effective rate

3.28% - 9.98%

Rate

6.8% - 7.5%

Amount

to 27 750 000֏

Down payment

from 7.5%

State program

ArmeconombankMortgage loan funded by the bank's internal resources.

Effective rate

11.26% - 14.59%

Rate

10% - 11%

Amount

to 250 000€

Down payment

from 10%

About Armeconombank

CB of Armenia License

№1

Phone

8686 +374 10 510 910 +374 33 00 86 86

Head office

23/1 Amiryan St., Yerevan 0002, Armenia

Website

On the map (178)

ATMs (127) Branches (51)

Armeconombank also offers:

News about mortgages

25.03.2026 3.2k

New Housing Program for Displaced Persons from Artsakh to Launch in Armenia

06.02.2026 4.7k

Total loan volume in Armenia has reached a historical high

19.01.2026 3.8k

Ardshinbank becomes the market leader by number of mortgage products in Armenia according to AFM analysis for January 2026

08.01.2026 6.8k

Real estate prices in Armenia increased by 5.5% year-on-year – Central Bank

In the third quarter of 2025, residential real estate prices in Armenia continued to rise. Compared to the same period last year, prices increased by 5.5%, while quarter-on-quarter growth amounted...

25.04.2025 4.4k

VTB Bank changed mortgage loan terms and conditions

VTB Bank announced an update of mortgage lending terms for real estate purchase. From April 25, 2025, the bank introduced a fixed interest rate and abandoned the previous range of...

03.01.2025 4.3k

Citizens of Armenia will be able to pay off their loans using income tax funds

The authorities of Armenia propose to restore the economic activity of citizens without an official income source starting February 1, 2025, by offering them support in the form of their...

Useful information about mortgages

Open AFM journal

18.08.2026 2.2k

Armenia measures for the first time which banks artificial intelligence actually "sees"

17.08.2026 1.7k

Apartment Renovation Budget: How to Calculate Costs and Avoid Unexpected Expenses

07.08.2026 3.3k

How to Choose a Mortgage with the Most Favorable Terms in Armenia in 2026?

How to Combine Several Loans into One and When It Is Beneficial

Managing several loans at the same time can become difficult. A borrower may have a consumer loan in one bank, a credit line in another, and a mortgage or secured...

How to Transfer Your Loan to Another Bank to Reduce the Interest Rate or Increase the Loan Amount

Many borrowers in Armenia continue repaying loans under the same conditions for years, even when the market changes and other banks start offering better terms. In some cases, another bank...

27.01.2026 7.3k

What Types of Loans Are Available in Armenia in 2026: Products, Rates, and Terms

The lending market in Armenia remains stable and well-segmented. Banks offer dozens of credit products, while loan terms vary significantly depending on the purpose of the loan, its maturity, currency,...