Mortgage "National Mortgage Company" Loans from Artsakhbank
Artsakhbank
"National Mortgage Company" Loans
Relevant for 09.10.2026
Effective rate
13.79% - 20.66%
Rate
12.5% - 14.5%
Amount
to 25 000 000֏
Down payment
from 7%
Term
10 - 20 years
Available for non-residents of Armenia
No
The loans are provided for the purpose of purchasing, constructing, and renovating residential houses and individual apartments in multi-apartment residential buildings within the territory of the Republic of Armenia | |
Purpose | new build, secondary market, construction, house, renovation |
Collateral | Acquired real estate, and if necessary, a second property as well. |
Down payment | from 7% |
Loan term | 10 - 20 years |
Loan currency | ֏ |
Loan amount | to 25 000 000֏ |
Payment type | Annuity and Differentiated |
Validity period of the decision | 5 business days |
Additional terms | Down payment: 7.5% for unmarried beneficiaries under the age of 30, if the apartment is purchased directly from the developer |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: Identification documents of the borrower, co-borrower and guarantors, and the social card number The borrower's marriage certificate, child birth certificates, divorce certificates, death certificates or a certificate from the registry office confirming the absence of marriage Documents confirming the income of the borrower, co-borrower and guarantors Certificate of registration of ownership of residential real estate to be acquired and grounds for acquisition Identification documents of the owners and co-owners of real estate, A report on the evaluation of the proposed collateral or the basis for determining its value, Certificate of guarantee with the guarantor |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
Other mortgage programs at Artsakhbank
Effective rate
10.8% - 14%
Rate
10% - 12%
Amount
to 5 000 000֏
Down payment
from 0%
State program
ArtsakhbankHousing for military personnel.
Effective rate
6.6% - 7.3%
Rate
11%
Amount
to 25 650 000֏
Down payment
from 10%
State program
ArtsakhbankHousing for military personnel.
Effective rate
8.41% - 9.22%
Rate
12.75%
Amount
to 25 650 000֏
Down payment
from 10%
State program
ArtsakhbankLoan for construction or renovation
Effective rate
12.85% - 17.87%
Rate
12% - 13%
Amount
to 120 000$
Down payment
from 0%
ArtsakhbankLoan for construction or renovation
Effective rate
16.81% - 21.74%
Rate
15.5% - 16%
Amount
to 50 000 000֏
Down payment
from 0%
Artsakhbank also offers:
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