Mortgage National Mortgage Company from Byblos Bank Armenia
Byblos Bank Armenia
National Mortgage Company
Relevant for 09.10.2026
Effective rate
13.23% - 14.93%
Rate
12.5% - 13%
Amount
to 35 000 000֏
Down payment
from 0%
Term
5 - 20 years
Available for non-residents of Armenia
No
Loan for home renovation, financed by the National Mortgage Company. | |
Purpose | renovation |
Collateral | Renovated property or renovated property and other real estate (residential/commercial). |
Down payment | from 0% |
Loan term | 5 - 20 years |
Loan currency | ֏ |
Loan amount | to 35 000 000֏ |
Payment type | Annuity |
Validity period of the decision | 3 banking days |
Additional terms | The financing of the renovation loan covers 100% of the renovation cost (as estimated by the bank employee), provided that the loan amount does not exceed 70% of the estimated value of the renovated apartment. |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: A valid passport or identity card, Income data, Salary certificate provided by the employer, Income declarations for the last 2 years, The unified certificate of the State Cadastre of Real Estate of the Republic of Armenia, the validity period of which at the time of notarization of the contract should not exceed 15 working days, A certificate of ownership issued by the State Cadastre of the Republic of Armenia confirming the ownership of the seller, containing a description of the property and a drawing, Assessment report, Additional documents may be required. |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
Other mortgage programs at Byblos Bank Armenia
Byblos Bank ArmeniaNational Mortgage Company
Effective rate
13.53% - 16.49%
Rate
12.5% - 15%
Amount
to 60 000 000֏
Down payment
from 0%
Byblos Bank ArmeniaEnergy-efficient renovation
Effective rate
0% - 10.31%
Rate
13% - 14%
Amount
to 10 000 000֏
Down payment
from 0%
State program
Byblos Bank ArmeniaHome for Youth
Effective rate
8.12% - 11.35%
Rate
7%
Amount
to 22 500 000֏
Down payment
from 10%
State program
Byblos Bank ArmeniaHome for Youth
Effective rate
8.12% - 11.35%
Rate
7%
Amount
to 27 500 000֏
Down payment
from 7%
State program
CB of Armenia License
№72
Phone
Head office
18/3 King Pap St., Yerevan 0002, ArmeniaWebsite
byblosbankarmenia.amOn the map (9)
Byblos Bank Armenia also offers:
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