Mortgage Мortgage loan for non-resident individuals from Evocabank
Evocabank
Мortgage loan for non-resident individuals
Relevant for 09.10.2026
Effective rate
15.2% - 16.3%
Rate
14% - 15%
Amount
to 80 000 000֏
Down payment
from 30%
Term
5 - 15 years
Available for non-residents of Armenia
Yes
Mortgage loan for the purchase of an apartment or private house. | |
Purpose | new build, secondary market, house |
Collateral | Apartment or residential house located in Yerevan, Right to purchase in the case of acquiring an apartment from cooperating developers |
Down payment | from 30% |
Loan term | 5 - 15 years |
Loan currency | ֏ |
Loan amount | to 80 000 000֏ |
Payment type | Annuity and Differentiated |
Validity period of the decision | 2 banking days |
Additional terms | The borrower deposits a down payment at the bank, which is frozen until the loan is granted, When acquiring real estate from the primary market, as proof of the down payment, the customer may present the receipt for the advance payment issued by the developer and/or advance payment agreements/contracts, The pledgor and the borrower must be the same person, The customer must provide information on the source of income |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: Passport Social card Marriage certificate Children's birth certificate Salary information from the place of work in case of self–employment - a certificate of registration in the State Register Taxpayer's number An assessment report on the acquired property, a certificate of ownership of the property being sold or renovated, Grounds for the purchase of real estate for sale, documents required by the bank |
This loan is available for non-residents. |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
Other mortgage programs at Evocabank
EvocabankHouse construction in border areas.
Effective rate
13.8% - 14%
Rate
13%
Amount
to 21 000 000֏
Down payment
from 0%
State program
Effective rate
13%
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13%
Amount
to 8 000 000֏
Down payment
from 0%
Effective rate
0% - 13%
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10% - 13%
Amount
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Down payment
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State program
Effective rate
11.9% - 14.15%
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11% - 12.75%
Amount
to 25 650 000֏
Down payment
from 10%
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Effective rate
7.45% - 8.33%
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6.9% - 7.9%
Amount
to 27 000 000֏
Down payment
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