Mortgage Mortgage loan for the Diaspora from IDBank
IDBank
Mortgage loan for the Diaspora
Relevant for 09.10.2026
Effective rate
8.19% - 10.15%
Rate
7.9% - 9.5%
Amount
to 250 000€
Down payment
from 30%
Term
10 - 20 years
Available for non-residents of Armenia
Yes
Loan for the purchase of residential real estate for foreign citizens | |
Purpose | new build, secondary market |
Collateral | Acquired property Additional real estate |
Down payment | from 30% |
Loan term | 10 - 20 years |
Loan currency | € |
Loan amount | to 250 000€ |
Payment type | Annuity and Differentiated |
Validity period of the decision | 30 business days |
Additional terms | The loan is available only for non-residents of Armenia. |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: Documents verifying the identity of a foreign citizen, tax report for the last 2 years from the country of citizenship, employment certificate from the country of citizenship, bank account statement from the country of citizenship for the last 12 months, credit history from the country of citizenship. |
This loan is available for non-residents. |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
Other mortgage programs at IDBank
Effective rate
9.27% - 11.25%
Rate
8.9% - 10.5%
Amount
to 250 000$
Down payment
from 30%
Effective rate
13.83% - 16.8%
Rate
13% - 14.5%
Amount
to 100 000 000֏
Down payment
from 20%
IDBankRefinancing
Effective rate
12.98% - 16.7%
Rate
from 12.95%
Amount
to 125 000 000֏
Down payment
from 0%
Effective rate
14.41% - 17.93%
Rate
13.5% - 15.5%
Amount
to 35 000 000֏
Down payment
from 0%
CB of Armenia License
№9
Head office
13 Vardanants St., Yerevan 0010, ArmeniaWebsite
idbank.amOn the map (78)
IDBank also offers:
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