Mortgage Mortgage loan from Mellat Bank
Mellat Bank
Mortgage loan
Relevant for 09.10.2026
Effective rate
6.4% - 7.9%
Rate
6% - 7.5%
Amount
to 450 000€
Down payment
from 30%
Term
1 - 20 years
Available for non-residents of Armenia
Yes
Mortgage loan for real estate acquisition and construction | |
Purpose | new build, secondary market, construction, house, parking space |
Collateral | The acquired real estate, and in the presence of a cooperation agreement between the Developer and the Bank, the right to purchase the acquired real estate |
Down payment | from 30% |
Loan term | 1 - 20 years |
Loan currency | € |
Loan amount | to 450 000€ |
Payment type | Annuity and Differentiated |
Validity period of the decision | 30 calendar days |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: Passports and social card In the case of property insurance, a questionnaire for choosing an insurance company, In case of obtaining a loan in a foreign currency – confirmation of readiness to bear possible adverse consequences due to changes in the exchange rate Income statement or other sources of loan repayment, In the case of real estate collateral – Certificate of ownership, The basis for the acquisition of ownership Passports of the owners, Certificate of residence and registered persons, Unified certificate of real estate and rights and restrictions registered on it, Other documents required by the bank. |
This loan is available for non-residents. | |
Conditions for non-residents. | Individuals who are not considered residents of the Republic of Armenia will receive a loan in foreign currency. |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
Other mortgage programs at Mellat Bank
Mellat BankLoan for property renovation
Effective rate
6.3% - 7.9%
Rate
6% - 7.5%
Amount
to 250 000€
Down payment
from 0%
Mellat BankLoan for property renovation
Effective rate
8.5% - 11.55%
Rate
8% - 11%
Amount
to 300 000$
Down payment
from 0%
Mellat BankLoan for property renovation
Effective rate
13.5% - 15.5%
Rate
13% - 15%
Amount
to 150 000 000֏
Down payment
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Mellat BankMortgage loan
Effective rate
8.5% - 11.55%
Rate
8% - 11%
Amount
to 500 000$
Down payment
from 30%
CB of Armenia License
№78
Phone
Head office
19 Charents St., Yerevan 0025, ArmeniaWebsite
mellatbank.amOn the map (1)
Mellat Bank also offers:
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