Mortgage Without a down payment from Unibank

Unibank

Without a down payment

Relevant for 09.10.2026

Effective rate

16.04% - 16.37%

Rate

14.5%

Amount

to 50 000 000֏

Down payment

from 0%

Term

5 - 20 years

Available for non-residents of Armenia

No

The loan is provided for the purchase of residential property without income analysis.
Purpose	new build, secondary market, house
Collateral	Acquired real estate, and if necessary, a second property as well
Down payment	from 0%
Loan term	5 - 20 years
Loan currency	֏
Loan amount	to 50 000 000֏
Payment type	Annuity and Differentiated
Validity period of the decision	1 business days

Data collected and verified by AFM.

Terms apply to the bank's head office and may differ at its branches.

More details on the bank's website

Other mortgage programs at Unibank

UnibankRenovation

Effective rate

15.25% - 16.64%

Rate

13.8% - 14.5%

Amount

to 35 000 000֏

Down payment

from 0%

UnibankRenovation under the National Mortgage Company program

Effective rate

14.24% - 14.52%

Rate

12.9%

Amount

to 35 000 000֏

Down payment

from 0%

UnibankConstruction under the National Mortgage Company program

Effective rate

14.22% - 14.37%

Rate

12.9%

Amount

to 35 000 000֏

Down payment

from 0%

UnibankPurchase under the National Mortgage Company program

Effective rate

14.22% - 14.37%

Rate

12.9%

Amount

to 35 000 000֏

Down payment

from 10%

UnibankMortgage - Primary

Effective rate

14.2% - 14.37%

Rate

12.9% - 13.4%

Amount

to 100 000 000֏

Down payment

from 10%

About Unibank

CB of Armenia License

№81

Phone

+374 10 71 22 22 +374 10 59 55 55

Head office

12 Charents St., No. 53, premises 1-5, Yerevan 0025, Armenia

Website

On the map (141)

ATMs (92) Branches (49)

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