Mortgage Refinancing from VTB Bank (Armenia)

VTB Bank (Armenia)

Refinancing

Relevant for 09.10.2026

Effective rate

12.5% - 15%

Rate

13.3%

Amount

to 80 000 000֏

Down payment

from 0%

Term

3 - 30 years

Available for non-residents of Armenia

No

Refinancing of a mortgage loan from other financial institutions.
Purpose	refinancing
Refinancing	Possible. You can use this loan to transfer your mortgage from another bank.
Collateral	Acquired real estate, if necessary, a second property as well.
Down payment	from 0%
Loan term	3 - 30 years
Loan currency	֏
Loan amount	to 80 000 000֏
Payment type	Annuity
Validity period of the decision	20 business days
Additional terms	The loan is provided non-cash – the loan amount is directed to repay the outstanding debt in another financial institution.

Data collected and verified by AFM.

Terms apply to the bank's head office and may differ at its branches.

More details on the bank's website

Other mortgage programs at VTB Bank (Armenia)

VTB Bank (Armenia)Mortgage loans for purchasing.

Effective rate

14.3%

Rate

13.3%

Amount

to 200 000 000֏

Down payment

from 10%

About VTB Bank (Armenia)

CB of Armenia License

№64

Phone

8787 +374 8000 87 87 +374 10 51 37 49

Head office

33/3 Manandyan St., Yerevan 0006, Armenia

Website

On the map (235)

ATMs (181) Branches (54)

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