Mortgage Affordable Housing for Young Families from Acba Bank
Acba Bank
Affordable Housing for Young Families
Relevant for 09.10.2026
Effective rate
8.02% - 8.51%
Rate
7.5%
Amount
to 27 750 000֏
Down payment
from 7.5%
Term
10 - 15 years
Available for non-residents of Armenia
No
Mortgage loan on the primary market under the "Affordable Housing for Young Families" program. | |
Purpose | new build |
Collateral | Acquired real estate, and if necessary, also a second property |
Down payment | from 7.5% |
Loan term | 10 - 15 years |
Loan currency | ֏ |
Loan amount | to 27 750 000֏ |
Payment type | Annuity and Differentiated |
Validity period of the decision | 2 banking days |
Additional terms | Customers whose total monthly net income, including that of possible co-borrowers, exceeds 800,000 AMD, or whose spouses have other residential property in their ownership, cannot be financed, unless the area of the property is less than 18.0 square meters per person for the residents (registered in the apartment/house). The borrower (co-borrower) must not have any overdue obligations, all current credit obligations must be classified as standard, and the total number of overdue days for all loans in the last 12 months must not exceed 30 calendar days. |
This loan can be taken under the following programs: | State Target Program "Affordable Housing for Young Families" |
Documents required for application: The identity document of the applicant, Certificate of ownership of the acquired property Identification documents of the co-owners of the acquired property, and their marriage certificate, in case of marriage, A certificate from the passport department about the registered persons in the apartment, apartment building or mansion being purchased, Certificate from the applicant's place of work on the average monthly income for the last 12 months, Documents confirming ownership of the property offered as collateral. The validity period of the documents at the time of submission should not exceed 15 days. Additional documents and information may be required depending on various circumstances. |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
Other mortgage programs at Acba Bank
Acba BankConstruction
Effective rate
15.35% - 17.67%
Rate
13.75% - 14.5%
Amount
to 500 000 000֏
Down payment
from 0%
Effective rate
19.56% - 21.34%
Rate
18% - 19.5%
Amount
to 50 000 000֏
Down payment
from 0%
Acba BankHouse construction in border areas.
Effective rate
13.81%
Rate
13%
Amount
to 21 000 000֏
Down payment
from 0%
State program
Effective rate
8.02% - 9.11%
Rate
7.5% - 8.5%
Amount
to 22 500 000֏
Down payment
from 10%
State program
Acba Bank also offers:
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