Mortgage Refinancing of "Warm Hearth" microloans for energy-efficient home renovation. from Ardshinbank

Ardshinbank bank logo

Ardshinbank

Refinancing of "Warm Hearth" microloans for energy-efficient home renovation.

Relevant for 09.10.2026

Effective rate  
18.2% - 19.1%
Rate
13.2%
Amount
to 5 000 000֏
Down payment
from 0%
Term
5 - 10 years
Available for non-residents of Armenia
No

Renovation of residential real estate aimed at improving energy efficiency.

Purpose
renovation, refinancing
Refinancing
Possible. You can use this loan to transfer your mortgage from another bank.
Down payment
from 0%
Loan term
5 - 10 years
Loan currency
֏
Loan amount
to 5 000 000֏
Payment type
Annuity
Validity period of the decision
7 calendar days
Additional terms
Grace period for principal loan repayment: 6-12 months.

Data collected and verified by AFM.

Terms apply to the bank's head office and may differ at its branches.

More details on the bank's website

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Down payment

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Ardshinbank bank logo
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