Mortgage Renovation loan from Ardshinbank

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Ardshinbank

Renovation loan

Relevant for 09.10.2026

Effective rate  
12.9% - 16.06%
Rate
12.7% - 14.5%
Amount
to 100 000 000֏
Down payment
from 0%
Term
10 - 20 years
Available for non-residents of Armenia
No

The loan is intended for the repair, improvement, and reconstruction of residential property.

Purpose
renovation
Collateral
Acquired real estate,
if necessary, a second property as well.
Down payment
from 0%
Loan term
10 - 20 years
Loan currency
֏
Loan amount
to 100 000 000֏
Payment type
Annuity
Validity period of the decision
7 calendar days
Additional terms
The loan is provided in two stages: 1st stage – 80% of the amount specified in the repair/reconstruction estimate. 2nd stage – 20% of the amount upon submission of the repair/reconstruction estimate.

Data collected and verified by AFM.

Terms apply to the bank's head office and may differ at its branches.

More details on the bank's website

Other mortgage programs at Ardshinbank

Effective rate  

13.8% - 15.6%

Rate

12.5% - 13%

Amount

to 40 000 000֏

Down payment

from 0%

Effective rate  

18.2% - 19.1%

Rate

13.2%

Amount

to 5 000 000֏

Down payment

from 0%

Effective rate  

12.4% - 14.1%

Rate

12.7% - 13.2%

Amount

to 200 000 000֏

Down payment

from 0%

Effective rate  

12.3% - 15.7%

Rate

12.7% - 13.2%

Amount

to 200 000 000֏

Down payment

from 0%