Mortgage The Path to Homeland. from Byblos Bank Armenia
Byblos Bank Armenia
The Path to Homeland.
Relevant for 09.10.2026
Effective rate
9.24% - 14.55%
Rate
8.75%
Amount
to 500 000€
Down payment
from 30%
Term
1 - 25 years
Available for non-residents of Armenia
Yes
Mortgage loan for the acquisition of real estate for non-resident individuals and legal entities. | |
Purpose | new build, secondary market, house |
Collateral | Acquired real estate |
Down payment | from 30% |
Loan term | 1 - 25 years |
Loan currency | € |
Loan amount | to 500 000€ |
Payment type | Annuity |
Validity period of the decision | 3 banking days |
Additional terms | The borrower must ensure the monthly loan payment is three times the amount in the Byblos Bank Armenia account, which will be directed to the payment of the last three loan installments, The borrower must work for an international or reputable organization. In the case of being an individual entrepreneur, the business/activity must be established, The borrower must have at least 3 months of work experience with the most recent employer and 2 years of experience in the same business sector overall, In the case of being an individual entrepreneur, the business/activity must be established, and the loan is granted as an exception. |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: A valid passport or identity card, Income data, Salary certificate provided by the employer, Income declarations for the last 2 years, The unified certificate of the State Cadastre of Real Estate of the Republic of Armenia, the validity period of which at the time of notarization of the contract should not exceed 15 working days, A certificate of ownership issued by the State Cadastre of the Republic of Armenia confirming the ownership of the seller, containing a description of the property and a drawing, Assessment report, Additional documents may be required. |
This loan is available for non-residents. | |
Conditions for non-residents. | The mortgage is available exclusively to non-residents. |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
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CB of Armenia License
№72
Phone
Head office
18/3 King Pap St., Yerevan 0002, ArmeniaWebsite
byblosbankarmenia.amOn the map (9)
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