Mortgage Acquisition: National Mortgage Company from IDBank
IDBank
Acquisition: National Mortgage Company
Relevant for 09.10.2026
Effective rate
13.8% - 18.1%
Rate
13% - 16.5%
Amount
to 60 000 000֏
Down payment
from 10%
Term
10 - 20 years
Available for non-residents of Armenia
No
Loan for the purchase of residential real estate funded by the National Mortgage Company. | |
Purpose | new build, secondary market, house |
Collateral | Acquired real estate, and if necessary, a second property as well. |
Down payment | from 10% |
Loan term | 10 - 20 years |
Loan currency | ֏ |
Loan amount | to 60 000 000֏ |
Payment type | Annuity and Differentiated |
Validity period of the decision | 30 business days |
Additional terms | Real estate cannot be purchased from an individual who is a family member of the borrower/co-borrower, specifically: the borrower’s/co-borrower’s father, mother, spouse, spouse’s parent, grandparent, sibling, child, or the spouse and children of the sibling |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: Identification document of the borrower and co-borrower Taxpayer identification number of the borrower and co-borrower or certificate of absence of the INN, Marriage,death, and Dissolution certificate Identification documents for children Certificate of ownership of real estate, Documents confirming the grounds for issuing a certificate of ownership |
Documents required after loan approval: A certificate from the State Cadastre Committee under the Government of the Republic of Armenia stating that the property has not been pledged or is not under another type of arrest Real estate valuation certificate provided by independent appraisal companies cooperating with the Bank Identity cards of property owners In the case of sellers who are legal entities, the decision of the authorized body on the sale of property, the passport of the person carrying out the transaction, the INN, the certificate of state registration of the Republic of Armenia and the charter |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
Other mortgage programs at IDBank
Effective rate
8.19% - 10.15%
Rate
7.9% - 9.5%
Amount
to 250 000€
Down payment
from 30%
Effective rate
9.27% - 11.25%
Rate
8.9% - 10.5%
Amount
to 250 000$
Down payment
from 30%
Effective rate
13.83% - 16.8%
Rate
13% - 14.5%
Amount
to 100 000 000֏
Down payment
from 20%
IDBankRefinancing
Effective rate
12.98% - 16.7%
Rate
from 12.95%
Amount
to 125 000 000֏
Down payment
from 0%
Effective rate
14.41% - 17.93%
Rate
13.5% - 15.5%
Amount
to 35 000 000֏
Down payment
from 0%
CB of Armenia License
№9
Head office
13 Vardanants St., Yerevan 0010, ArmeniaWebsite
idbank.amOn the map (78)
IDBank also offers:
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