20% Cashback at Dalma Garden Mall with Inecobank: How the Offer Works

The promotion is valid from December 15 to December 31.

During this period, you can receive increased cashback on purchases made at Dalma Garden Mall when paying with an Inecobank Mastercard. The offer applies to most partner stores inside the mall and is especially relevant during the New Year shopping season.

Key Terms of the Promotion

1. Cashback rate: 20% of the purchase amount
2. Maximum cashback: up to 20,000 AMD per customer
3. Shopping period: December 15–31, 2025
4. Location: partner stores at Dalma Garden Mall

The list of participating stores is broad and includes clothing and footwear shops, cosmetics, electronics, children’s goods, accessories, and gift stores. This makes the promotion practical for holiday shopping and large planned purchases.

Eligible Cards

Cashback is credited for payments made with the following Inecobank Mastercard cards:

1. Mastercard Standard (Classic)
2. Mastercard Standard Pension
3. Mastercard Gold
4. Mastercard Black Edition

If you order a Mastercard Standard (Classic) under the current promotion, it fully qualifies for the cashback offer.

When and How the Cashback Is Credited

Cashback under this promotion is not credited after each individual purchase.

All purchases made at participating Dalma Garden Mall stores during the promotion period are aggregated into a single total amount. After the promotion ends, the bank calculates your total spending and credits the cashback as one payment.

The cashback is credited by February 28, 2026, after transaction verification. This means you receive the full cashback amount at once, after the campaign is completed.

How to Order a Free Mastercard Standard (Classic)

You can order the card online through the bank’s mobile app:

1. Open the InecoMobile app
2. Go to the Cards section
3. Select Order a New Card
4. Choose Mastercard Standard (Classic)
5. Fill in the required details and confirm your request

If the application is submitted by December 31, 2025, the card is issued with no service fee.

There are no hidden charges, and the card remains free until the end of its validity period.

Who This Promotion Is Best Suited For

1. those planning shopping at Dalma Garden Mall in December;
2. users who wanted to get a Mastercard but postponed it due to service fees;
3. families and customers making large holiday purchases;
4. users who prefer a physical card, not just a digital one.

At the same time, it is important to keep in mind that the cashback is capped at 20,000 AMD per person.

Summary

The Inecobank promotion offers a practical way to reduce December expenses by issuing a fee-free Mastercard Standard (Classic) and receiving up to 20,000 AMD in cashback for purchases at one of Yerevan’s largest shopping malls.

If you were already planning to apply for a card or make New Year purchases, the terms are clear, predictable, and financially reasonable.

You can also compare debit cards and select suitable options through AFM by using filters in the Debit Cards section.