Mortgage Purchase under the National Mortgage Company program from Acba Bank
Acba Bank
Purchase under the National Mortgage Company program
Relevant for 09.10.2026
Effective rate
14.32% - 16.4%
Rate
12.8% - 14.5%
Amount
to 35 000 000֏
Down payment
from 30%
Term
10 - 15 years
Available for non-residents of Armenia
No
A mortgage loan is intended for the purchase of an apartment, house, or other residential property funded by the National Mortgage Company. | |
Purpose | new build, secondary market, house, refinancing |
Refinancing | Possible. You can use this loan to transfer your mortgage from another bank. |
Collateral | Acquired real estate, and if necessary, also a second property |
Down payment | from 30% |
Loan term | 10 - 15 years |
Loan currency | ֏ |
Loan amount | to 35 000 000֏ |
Payment type | Annuity and Differentiated |
Validity period of the decision | 2 banking days |
Additional terms | The co-borrower can only be the applicant's spouse, the applicant's and their spouse's parents, sisters, and brothers. The co-borrower must be a resident citizen of Armenia. |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: The identity document of the applicant, Certificate of ownership of the acquired property Identification documents of the co-owners of the acquired property, and their marriage certificate, in case of marriage, A certificate from the passport department about the registered persons in the apartment, apartment building or mansion being purchased, Certificate from the applicant's place of work on the average monthly income for the last 12 months, Documents confirming ownership of the property offered as collateral. The validity period of the documents at the time of submission should not exceed 15 days. Additional documents and information may be required depending on various circumstances. |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
Other mortgage programs at Acba Bank
Acba BankConstruction
Effective rate
15.35% - 17.67%
Rate
13.75% - 14.5%
Amount
to 500 000 000֏
Down payment
from 0%
Effective rate
19.56% - 21.34%
Rate
18% - 19.5%
Amount
to 50 000 000֏
Down payment
from 0%
Acba BankHouse construction in border areas.
Effective rate
13.81%
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13%
Amount
to 21 000 000֏
Down payment
from 0%
State program
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8.02% - 9.11%
Rate
7.5% - 8.5%
Amount
to 22 500 000֏
Down payment
from 10%
State program
Effective rate
8.02% - 8.51%
Rate
7.5%
Amount
to 27 750 000֏
Down payment
from 7.5%
State program
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