Mortgage Affordable housing for young families. from Ardshinbank
Ardshinbank
Affordable housing for young families.
Relevant for 09.10.2026
Effective rate
4.4% - 8.9%
Rate
7.5%
Amount
to 27 750 000֏
Down payment
from 7.5%
Term
10 - 20 years
Available for non-residents of Armenia
No
Loans for the acquisition of residential real estate in the Republic of Armenia | |
Purpose | new build, secondary market |
Collateral | Acquired property |
Down payment | from 7.5% |
Loan term | 10 - 20 years |
Loan currency | ֏ |
Loan amount | to 27 750 000֏ |
Payment type | Annuity |
Validity period of the decision | 7 calendar days |
Additional terms | In the case of acquiring residential property owned by the bank, the mentioned interest rates are reduced by 1 percentage point |
This loan can be taken under the following programs: | State Target Program "Affordable Housing for Young Families" |
Documents required for application: Identification documents of the borrower, the borrower's spouse, the co-borrower and the co-borrower's spouse, Marriage certificate Birth certificates of children, Energy passport of an object under construction when purchasing real estate on the primary market, The legal package of a non-cooperating developer, Schedule of construction works, Data on the employment of the borrower and co-borrower, Statements from the individual account of the borrower and co-borrower for the last year, issued by the tax authority, Statements from the borrower's spouse's individual account for the last year. |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
Other mortgage programs at Ardshinbank
ArdshinbankSimplified loan for repairs
Effective rate
13.8% - 15.6%
Rate
12.5% - 13%
Amount
to 40 000 000֏
Down payment
from 0%
Effective rate
18.2% - 19.1%
Rate
13.2%
Amount
to 5 000 000֏
Down payment
from 0%
ArdshinbankRefinancing of mortgage loans
Effective rate
12.4% - 14.1%
Rate
12.7% - 13.2%
Amount
to 200 000 000֏
Down payment
from 0%
ArdshinbankRenovation loan
Effective rate
12.9% - 16.06%
Rate
12.7% - 14.5%
Amount
to 100 000 000֏
Down payment
from 0%
ArdshinbankConstruction loan
Effective rate
12.3% - 15.7%
Rate
12.7% - 13.2%
Amount
to 200 000 000֏
Down payment
from 0%
Ardshinbank also offers:
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