Mortgage Affordable housing for young families. from Ardshinbank

Ardshinbank bank logo

Ardshinbank

Affordable housing for young families.

Relevant for 09.10.2026

Effective rate  
4.4% - 8.9%
Rate
7.5%
Amount
to 27 750 000֏
Down payment
from 7.5%
Term
10 - 20 years
Available for non-residents of Armenia
No

Loans for the acquisition of residential real estate in the Republic of Armenia

Purpose
new build, secondary market
Collateral
Acquired property
Down payment
from 7.5%
Loan term
10 - 20 years
Loan currency
֏
Loan amount
to 27 750 000֏
Payment type
Annuity
Validity period of the decision
7 calendar days
Additional terms
In the case of acquiring residential property owned by the bank, the mentioned interest rates are reduced by 1 percentage point

Data collected and verified by AFM.

Terms apply to the bank's head office and may differ at its branches.

More details on the bank's website

Other mortgage programs at Ardshinbank

Effective rate  

13.8% - 15.6%

Rate

12.5% - 13%

Amount

to 40 000 000֏

Down payment

from 0%

Effective rate  

18.2% - 19.1%

Rate

13.2%

Amount

to 5 000 000֏

Down payment

from 0%

Effective rate  

12.4% - 14.1%

Rate

12.7% - 13.2%

Amount

to 200 000 000֏

Down payment

from 0%

Ardshinbank bank logo
ArdshinbankRenovation loan
Effective rate  

12.9% - 16.06%

Rate

12.7% - 14.5%

Amount

to 100 000 000֏

Down payment

from 0%

Effective rate  

12.3% - 15.7%

Rate

12.7% - 13.2%

Amount

to 200 000 000֏

Down payment

from 0%