Mortgage Mortgage loans for non-resident individuals of the Republic of Armenia from Ardshinbank
Ardshinbank
Mortgage loans for non-resident individuals of the Republic of Armenia
Relevant for 09.10.2026
Effective rate
10.6% - 11.8%
Rate
10.6% - 11.8%
Amount
to 400 000$
Down payment
from 35%
Term
3 - 20 years
Available for non-residents of Armenia
Yes
A loan for the purchase of residential property acquired from the primary and secondary markets for non-residents of Armenia. | |
Purpose | new build, secondary market, house, parking space |
Collateral | Acquired property |
Down payment | from 35% |
Loan term | 3 - 20 years |
Loan currency | $ |
Loan amount | to 400 000$ |
Payment type | Annuity |
Validity period of the decision | 7 calendar days |
Additional terms | An individual (borrower or co-borrower) is not considered a resident of Armenia if : they are not a citizen of Armenia and do not hold a residence permit, they live abroad for 183 days or more per year, their main source of income is in another country. |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: Identification documents of the borrower, the borrower's spouse, the co-borrower and the co-borrower's spouse, Marriage certificate Birth certificates of children, Energy passport of an object under construction when purchasing real estate on the primary market, The legal package of a non-cooperating developer, Schedule of construction works, Data on the employment of the borrower and co-borrower, Statements from the individual account of the borrower and co-borrower for the last year, issued by the tax authority, Statements from the borrower's spouse's individual account for the last year. |
This loan is available for non-residents. |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
Other mortgage programs at Ardshinbank
ArdshinbankSimplified loan for repairs
Effective rate
13.8% - 15.6%
Rate
12.5% - 13%
Amount
to 40 000 000֏
Down payment
from 0%
Effective rate
18.2% - 19.1%
Rate
13.2%
Amount
to 5 000 000֏
Down payment
from 0%
ArdshinbankRefinancing of mortgage loans
Effective rate
12.4% - 14.1%
Rate
12.7% - 13.2%
Amount
to 200 000 000֏
Down payment
from 0%
ArdshinbankRenovation loan
Effective rate
12.9% - 16.06%
Rate
12.7% - 14.5%
Amount
to 100 000 000֏
Down payment
from 0%
ArdshinbankConstruction loan
Effective rate
12.3% - 15.7%
Rate
12.7% - 13.2%
Amount
to 200 000 000֏
Down payment
from 0%
Ardshinbank also offers:
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