Mortgage Mortgage loans for non-resident individuals of the Republic of Armenia from Ardshinbank

Ardshinbank bank logo

Ardshinbank

Mortgage loans for non-resident individuals of the Republic of Armenia

Relevant for 09.10.2026

Effective rate  
10.6% - 11.8%
Rate
10.6% - 11.8%
Amount
to 400 000$
Down payment
from 35%
Term
3 - 20 years
Available for non-residents of Armenia
Yes

A loan for the purchase of residential property acquired from the primary and secondary markets for non-residents of Armenia.

Purpose
new build, secondary market, house, parking space
Collateral
Acquired property
Down payment
from 35%
Loan term
3 - 20 years
Loan currency
$
Loan amount
to 400 000$
Payment type
Annuity
Validity period of the decision
7 calendar days
Additional terms
An individual (borrower or co-borrower) is not considered a resident of Armenia if
: they are not a citizen of Armenia and do not hold a residence permit,
they live abroad for 183 days or more per year,
their main source of income is in another country.

Data collected and verified by AFM.

Terms apply to the bank's head office and may differ at its branches.

More details on the bank's website

Other mortgage programs at Ardshinbank

Effective rate  

13.8% - 15.6%

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12.5% - 13%

Amount

to 40 000 000֏

Down payment

from 0%

Effective rate  

18.2% - 19.1%

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13.2%

Amount

to 5 000 000֏

Down payment

from 0%

Effective rate  

12.4% - 14.1%

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12.7% - 13.2%

Amount

to 200 000 000֏

Down payment

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Ardshinbank bank logo
ArdshinbankRenovation loan
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12.9% - 16.06%

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12.7% - 14.5%

Amount

to 100 000 000֏

Down payment

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Effective rate  

12.3% - 15.7%

Rate

12.7% - 13.2%

Amount

to 200 000 000֏

Down payment

from 0%