Dram to Dollar Exchange Rate
The best dram to dollar exchange rate in Armenian banks on 17.10.2025. Chart of the AMD to USD exchange rate changes based on Central Bank of Armenia data for the past week, month, and current 2025. Choose the most favorable conditions for selling, buying, and exchanging drams to dollars on AFM.AM.
Banks in Armenia with the best exchange rates
The most profitable options so far
Central Bank Rates
Currency exchange rates in Armenian banks today
Last update: Oct 17, 06:25
RUB | ||
|---|---|---|
 Mellat Bank | 4.5 | 4.95 |
 Ardshinbank | 4.6 | 4.97 |
 Armeconombank | 4.62 | 5 |
 Inecobank | 4.64 | 4.95 |
 Unibank | 4.65 | 5 |
 IDBank | 4.65 | 4.98 |
 AMIO Bank | 4.65 | 4.88 |
 Araratbank | 4.67 | 4.95 |
 VTB Bank | 4.69 | 4.91 |
 Artsakhbank | 4.69 | 4.86 |
 Evocabank | 4.69 | 4.9 |
 Converse Bank | 4.69 | 4.89 |
 Fast Bank | 4.7 | 4.88 |
 Ameriabank | 4.7 | 5 |
 Acba Bank | 4.71 | 4.92 |
 ArmSwissBank | 4.72 | 4.86 |
The Central Bank of Armenia publishes the official AMD to USD exchange rate every day. This figure is used by government authorities, in customs settlements, accounting, and international contracts.
It’s important to understand that the Central Bank rate is a reference point – not the price you’ll get when exchanging money at a bank or exchange office. However, the dynamics of the official rate allow you to track general trends and evaluate whether the Armenian dram is strengthening or weakening against the US dollar.
In bank branches and online platforms, the exchange rate always differs from the official one. Each bank sets its own AMD/USD rate based on market demand and supply.
- The spread between buying and selling dollars usually ranges from 1–2%.
- During sharp currency fluctuations, the spread may widen.
- In Yerevan, it is often more profitable to exchange money via mobile banking apps, where rates are updated faster than at physical branches.
Therefore, if you are looking for the most accurate AMD to USD rate in Armenia today, it’s best to compare offers across several banks and online services.
The AMD to USD exchange rate today is shaped by a variety of factors:
- Armenian economy – GDP growth, inflation, and budget performance.
- External factors – global commodity prices and the US economic situation.
- Central Bank monetary policy – key interest rate decisions and currency interventions.
- Seasonal demand fluctuations – for example, during the tourist season, demand for dollars rises.
- Remittance flows – money transfers from abroad directly affect demand for foreign currency.
That’s why the Armenian dram to US dollar rate can change every single day.
To minimize costs when exchanging:
- Compare AMD to USD rates at different banks.
- Use online banking – often, better rates are available there.
- In Yerevan, large exchange networks usually offer better deals than in the regions.
- Avoid “street exchange” – it’s unsafe and illegal.
If you want to exchange AMD to USD or vice versa, you’ll need:
- Passport or ID card (mandatory for large amounts).
- Cash or a bank card.
- In some cases, a written request if the amount exceeds the bank’s set limit.
The exchange process in banks usually takes just a few minutes. For non-residents, the same rules apply, but additional documents may be required as part of currency control procedures.
Before going to the bank, check AFM. We collect and update daily exchange rates across all banks in Armenia. On the website, you can:
- Compare banks’ offers.
- Find the best AMD to USD rate for buying or selling.
- Track rate dynamics with charts.
- Directly switch to your chosen bank’s online banking for exchange.
This saves both time and money when exchanging currency.