US Dollar to Ruble Exchange Rate

The exchange rate of the US dollar to the Russian ruble in Armenia typically ranges between 83 and 85 rubles per 1 US dollar, depending on the bank. The spread between buying and selling rates can reach 1–1.5 rubles, which becomes especially noticeable when exchanging large sums.

Although the Central Bank of Armenia (CBA) publishes official exchange rates daily, banks and exchange points use their own commercial rates , which may differ from the official figures.

A commercial exchange rate is the rate set by banks, currency exchange offices, and other financial institutions for customer transactions. It differs from the official rate set by the Central Bank and includes a profit margin.

This rate reflects supply and demand. For example, if many people are selling rubles and buying Armenian drams, the ruble rate typically decreases.

In times of high volatility, the official CBA rate may also change during the day, but it's still the commercial rate that determines the actual value you'll get.

To avoid losing money due to rate differences, check the current rates in advance. Use these sources:

• Official websites of Armenian banks
• Currency comparison platforms
• Mobile banking apps
• Phone calls to bank branches

Tip: Some banks offer better rates through online banking, or for transactions of $1,000 or more. Always verify conditions in advance.

To convert US dollars into Russian rubles, you usually need:

• A passport or ID card
• For large sums – possibly a document confirming the source of funds

Additional tips:

• Check your banking app – you may be able to exchange US dollars to rubles online if you have both accounts.
• Monitor exchange rate trends before exchanging.

What to Avoid

• Avoid exchanging currency with unlicensed individuals or unofficial exchange offices.
• Always ask for a receipt or written confirmation of the rate.
• Watch out for commissions and hidden charges – they can cancel out the benefit of a better rate.

The exchange rate is influenced by several factors:

• Policies of the Central Banks of Russia and the United States
• Global currency market trends
• Trade volumes between the countries
• Economic events and sanctions
• The euro exchange rate, as it can impact the dollar indirectly

Even a 1-ruble difference on $1,000 equals 1,000 rubles, so spending 5 minutes comparing rates can save you money.